October 6, Monday

11:00am: A Financial Planning Tool for People with Disabilities and Their Families

Achieving A Better Life Experience - Maryland ABLE accounts help people with disabilities save and invest without jeopardizing federal and State means-tested benefits such as SSI and Medicaid. Learn about tax-advantaged savings and investment options, tax-free withdrawals for qualified disability expenses, the eligibility criteria, the enrollment process and online ABLE account management. Learn how families and caregivers can access an income subtraction on their Maryland State taxes for contributions made to a Maryland ABLE account. (Presented by MarylandABLE)

1:00pm: An Investor's Guide to Navigating the Markets

Market volatility can leave investors feeling unsettled. Beyond market swings, this year has also brought uncertainty surrounding tariffs and taxes. In this presentation, we'll explore key factors driving recent market volatility, how the "One Big Beautiful Bill" may impact personal taxes, and provide historical insights on market corrections. You'll gain valuable perspective to move forward with greater confidence and stay on track toward your financial goals. (Presented by Janus Henderson)

October 8, Wednesday

11:00am: State Pension/Retirement Readiness First Steps

The Retirement Readiness First Steps webinar provides a general overview of the survivor, disability, and retirement benefits administered by Maryland State Retirement and Pension System (MSRPS) – including descriptions of service retirement eligibility rules, vesting criteria, and ways to obtain additional qualifying service credit. This presentation is designed for early career and mid-career members of the Employees' and Teachers' Retirement and Pension Systems. (Presented by Maryland State Retirement and Pension System)

1:00pm Unlock Your Financial Power: A Guide to Borrowing Wisely

Attend this webinar and learn how unlocking the secrets to building and maintaining strong credit can be a game-changer. (Presented by SECU)

October 14, Tuesday 

11:00am: Getting to Know Empower: Participant Technology in Action

Explore the tools, technology, and experiences that help participants make the most of their retirement

journey with Empower. (Presented by Empower, MSRP's NEW Third-Party Administrator)              

1:00pm: Social Security and the Retirement You Envision

This presentation provides a review of Social Security and its role in retirement planning, covering factors

that impact benefits, strategies for maximizing income, and recent legislative changes. It includes case

studies and practical guidance to help you make informed retirement decisions. (Presented by Capital Group)                  

October 15, Wednesday 

11:00am Saving for Education with the Maryland 529 College Investment Plan

A 529 plan is a tax-advantaged investment account specifically designed to help families save for qualified education expenses. Learn about the features and benefits of saving for college, trade school, K-12 education, and more with the Maryland College Investment Plan. (Presented by Maryland 529)

1:00pm Retirement Readiness with Empower

Retirement means bringing together all the pieces — from Medicare and pensions to Social Security and savings. In this session, we'll explore how Empower helps participants understand their options, connect the dots, and create a clearer path toward retirement readiness. (Presented by Empower, MSRP's NEW Third-Party Administrator)

October 20, Monday 

11:00am Estate Planning and Legal Considerations

Learn the latest strategies in estate planning and help avert costly mistakes. Explore inexpensive ways to avoid probate and learn the basics of trusts. (Bress Raut Law, LLC)

1:00pm Investing with Purpose

The Parnassus Core Equity Fund aims to identify high-quality, large-domestic companies with strong financial prospects and sustainable business practices to build wealth responsibly. This presentation provides a review of sustainable investing with a focus on stewardship.  We'll share more about the importance of engaging with companies, how it works, and some recent examples from Parnassus' team. (Presented by Parnassus)

October 22, Wednesday 

11:00am What You Need to Know About Your Employee & Retiree State Healthcare Benefits

This webinar covers key topics about State employee and retiree health benefits, including eligibility, premium subsidies, and Medicare. 

(Presented by Department of Budget and Management)

1:00pm State Pension/Retirement Readiness First Steps

The Retirement Readiness First Steps webinar provides a general overview of the survivor, disability, and retirement benefits administered by Maryland State Retirement and Pension System (MSRPS) – including descriptions of service retirement eligibility rules, vesting criteria, and ways to obtain additional qualifying service credit. This presentation is designed for early-career and mid-career members of the Employees' and Teachers' Retirement and Pension Systems. (Presented by Maryland State Retirement and Pension System)

October 24, Friday 

11:00am How Successful Families Approach Money

Learn about effective communication, defining financial visions, enhancing financial literacy, and practical tips for family financial stability. Gain insights into diverse investment styles and money discussions. (Presented by T. Rowe Price)

October 28, Tuesday 

11:00am Savings and Market Outlook 2025

This webinar provides a financial overview with the latest updates about economic events and trends!

Learn steps to take to help you cushion the impact of inflation and other challenges, and to stay on track to meet your financial goals. (Presented by State Street Global Advisors)        

1:00pm Cybersecurity and Scams 101

Over $16.6 billion lost in 2024 – Americans are losing more money every year to online scams! While the internet offers access to a world of products, services, and information, it also creates opportunities for imposters, hackers, and identity thieves. In this presentation you will discover what makes people and machines vulnerable to scams and cyber attacks. You will also learn how to recognize the signs of scams, safeguard your finances, and actions to take if you suspect fraud or theft. (Presented by CASH Campaign of Maryland)

• You will need to create a new account login for Empower, so click here to register your Empower account quickly and easily. 
• Confirm your address, phone number, and email; set your communication preferences, and designate or update your beneficiary. 
• Be on the lookout for future communications from Empower to help you along your retirement journey. 

• Wednesday, 9/24, 9:30 am to 10:30 am
•  Wednesday, 10/29, 9:30 to 10:30 am
• Thursday, 11/20, 9:30 am to 10:30 am

Click here to Register.

• Law Enforcement Officers Pension System LEOPS

• Wednesday, 9/17, 3:30 pm to 4:30 pm
• Thursday, 10/16, 3:30 pm to 4:30 pm
• Thursday, 11/13, 9:30 am to 10:30 am

Click here to Register.

MSRP Basics: Building Your Financial Foundation

Join us for a comprehensive overview designed to help you take full advantage of the State of Maryland's Supplemental Retirement Plans. Whether you're a new employee or looking to refresh your knowledge, this webinar will cover how these plans work, their benefits, and how you can start building a secure financial future.

• Thursday, August 14th at 11am

 Beyond the Basics: MSRP Strategies for Every Age of Your Career

As a State of Maryland employee, you have access to exclusive savings opportunities through the Maryland Supplemental Retirement Plans. This webinar will provide an in-depth look at practical strategies to help you maximize these benefits at every stage of your career.

• Thursday, August 21st at 1pm

“Make Every Penny Count!”

Join us for this webinar to learn ways to spend less and save more! We will cover successful budgeting tips, best practices for managing debt, and how small changes in your financial habits can make a big difference.

 “That’s a Wrap! Highlights of 2023 Webinars” 

Missed a few of our webinars in 2023? Catch the highlights as we wrap up this year’s topics ranging from building good money habits, taking control of your financial future, to preparing to live well in retirement!

 “Borrowing Against YOUR Future: What You Need to Know” 

Borrowing money from your MSRP 457(b), 401(k), or 403(b) plans before you retire is a big decision. It can affect your savings progress and long-term retirement goals. It’s important to learn about the impact of borrowing, terms and conditions, fees, and serious repercussions if you were to default on this obligation. 

 “Have WE Got a Match for YOU!”

Attend this webinar to learn eligibility requirements to receive the MSRP 457(b), 401(k), 403(b) plan Match and details about the NEW Higher Education Student Loan Payment Match Program, effective January 1, 2024.

Click HERE to register for any of the above webinars. 

"Take CONTROL!" webinars, information below:

"Success in Planning: Understanding Your MSRP Plans"

Are you a NEW employee, a Contractual employee, or just looking for a review? This webinar is for YOU! Learn the features and benefits of the MSRP 457(b), 401(k), 403(b) plans.

"Financial Knowledge:  Understanding Investing and Your MSRP Options"

It is important to make sound INVESTMENT decisions. In this webinar  we cover the basics of investing and the importance of managing risk to help you determine the investment option suitable for you within your MSRP Plan.

"Countdown to Retirement: Understanding Retirement Readiness"

Whether the day you stop working is a decade away or just around the corner, learn the financial planning steps to take that are relevant to help you retire on YOUR terms. 

Click HERE to Register for any of the Take CONTROL! webinars

Enroll with MSRP Nationwide today at MarylandDC.com!

“Catch the Match, It’s Back!”

·         As of July 1, 2023, the State Match was reinstated for eligible employee deferrals/contributions to MSRP’s 457(b), 401(k), or 403(b) plans or State higher education institution's 457(b), 401(k), or 403(b) plan (MSRP, TIAA, or Fidelity Investments), up to $600 per eligible employee, for the fiscal year. Attend this webinar to learn how you may be eligible and additional details to qualify.

·         Please note: eligible employees are those who are current members of the Maryland State Employee's Pension System. Employees enrolled in the Optional Retirement Plan (ORP) are not eligible for the Match.

“Frauds and Scams”

·         Identity theft, fraud, and scams could derail your financial life if undetected. We cover what to look out for, including some lesser-known schemes, and what to do if it happens to you.

“Managing Market Volatility”

·         A volatile market can make even the most seasoned investors unsure. However, navigating the ups and downs of the market doesn’t have to be so tricky and nerve wracking. This presentation will help you make sense of the recent market turbulence and discuss strategies to manage market swings in a portfolio, and what this may mean for your financial plan. 

“Borrowing Against YOUR Future: What You Need to Know”

·         Borrowing money from your MSRP 457(b), 401(k), or 403(b) plans before you retire is a big decision. It can affect your savings progress and long-term retirement goals. It’s important to learn about the impact of borrowing, terms and conditions, fees, and serious repercussions if you were to default on this obligation.

Click HERE to register for Featured Webinars

All webinars are approx. 45 mins in length

Enroll with MSRP Nationwide today at MarylandDC.com!