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<NewsItem contentIssues="false" id="161340" important="false" status="posted" url="https://my3.my.umbc.edu/groups/wellness/posts/161340">
<Title>MSRP: Supplemental Retirement Webinars: August 2026</Title>
<Tagline>Registration is now open!</Tagline>
<Body>
<![CDATA[
    <div class="html-content">
    <p>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.</p>
    <p><em>Registration closes 2 hours before the start of the webinar.</em></p>
    <h5>
    <a href="https://docs.google.com/forms/d/e/1FAIpQLScTd6Mv0r3tXW-CN-HgA4QiYOzrRLbPsl3kun84prqxDXlNrw/viewform" rel="nofollow external" class="bo">Register for the August 2026 MSRP Webinars.</a> All webinars are approximately 45 minutes in length.</h5>
    
    <p></p>
    <p><strong>Social Security: Fundamentals for Every Age</strong><br></p>
    <p>Social Security isn't just a retirement issue - it's a lifelong planning topic. Learn the fundamentals of how the program works, what affects your future benefits, and how to plan smarter at every stage of life.</p>
    <ul>
    <li><strong>Monday, August 17 at 1pm</strong></li>
    <li><strong>Monday, August 24 at 11am</strong></li>
    </ul>
    <p><strong> </strong></p>
    <p><strong>Unlock Your Retirement Savings: How to Enroll in MSRP</strong></p>
    <p>Your retirement savings journey starts with enrollment. This webinar will guide employees through the steps to enroll in MSRP (457(b)/401(k) plans, explain contribution choices, and highlight important features and resources available to help make the most of their Supplemental Retirement Plans.</p>
    <p><em>(Presented by Empower, MSRP's Contractor for Plan Administrator) </em></p>
    <ul>
    <li><strong>Friday, August 14 at 1pm</strong></li>
    </ul>
    <p><strong> </strong></p>
    <p><strong>Getting to Know EMPOWER: Participant Technology in Action</strong></p>
    <p>Explore the tools, technology, and experiences that help participants make the most of their retirement journey with EMPOWER. <em>(Presented by Empower, MSRP's Contractor for Plan Administrator Services)</em></p>
    <ul>
    <li><strong>Friday, August 21 at 11am</strong></li>
    </ul>
    <p></p>
    <p><strong>Your MSRP 457(b) and 401(k) Benefits: A Smart Start To Financial Security<br></strong></p>
    
    <p>Join MSRP for a comprehensive overview of the State of Maryland’s 457(b) and 401(k) Supplemental Retirement Plans, designed to help employees make the most of their available retirement benefits. Whether you are a new employee or looking to refresh your knowledge, this session will explain how these plans work, outline their key advantages, and show how they can support long-term retirement goals for public sector employees.</p>
    
    <ul>
    <li><strong>Tuesday, August 11 at 11am</strong></li>
    <li><strong>Monday, August 24 at 1pm</strong></li>
    </ul>
    <p></p>
    <p><strong>Your Pension, Social Security, and MSRP: Retirement Income For Life!</strong></p>
    
    <p>Wondering how much income one needs in retirement, when to claim Social Security, and how State Pension and MSRP savings fit together? Join MSRP to learn how to estimate benefits from all your retirement income sources and plan with confidence.  </p>
    <p></p>
    <ul>
    <li><strong>Friday, August 14 at 11am</strong></li>
    <li><strong>Friday, August 28 at 1pm</strong></li>
    </ul>
    
    <p></p>
    <p></p>
    <h5>
    <a href="https://docs.google.com/forms/d/e/1FAIpQLScTd6Mv0r3tXW-CN-HgA4QiYOzrRLbPsl3kun84prqxDXlNrw/viewform" rel="nofollow external" class="bo">Register for the August 2026 MSRP Webinars.</a> All webinars are approximately 45 minutes in length.</h5>
    </div>
]]>
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<Summary>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.   Registration closes 2 hours before the start of the webinar.   Register for the August 2026 MSRP Webinars....</Summary>
<Website>https://mymsrp.empower-retirement.com/participant/#/sfd-login?accu=MSRP</Website>
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<NewsItem contentIssues="false" id="160877" important="false" status="posted" url="https://my3.my.umbc.edu/groups/wellness/posts/160877">
<Title>MSRP: Supplemental Retirement Webinars: July 2026</Title>
<Tagline>Registration is now open!</Tagline>
<Body>
<![CDATA[
    <div class="html-content">
    <p>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.</p>
    <p><em>Registration closes 2 hours before the start of the webinar.</em></p>
    <h5>
    <a href="https://docs.google.com/forms/d/e/1FAIpQLSdsPO95lgcZeCSVbynayBojDuYEZdkhsOCqzpEeeAPBOVbc_A/viewform?usp=header" rel="nofollow external" class="bo">Register for the July 2026 MSRP Webinars.</a> All webinars are approximately 45 minutes in length.</h5>
    
    <p></p>
    <p><strong>Your Money Makeover: A Simple Plan To Take Control!</strong><br></p>
    <p>This webinar will help employees learn how to assess their current financial situation, identify opportunities for improvement, set realistic goals, and develop healthy money habits that support long-term success. No matter where someone is on their financial journey, this webinar will help reduce financial stress and create a clear path for the financial future employees deserve! </p>
    <ul>
    <li><strong>Friday, July 17 at 1pm</strong></li>
    <li><strong>Tuesday, July 21 at 11am</strong></li>
    </ul>
    <p><strong> </strong></p>
    <p><strong>Getting to Know EMPOWER: Participant Technology in Action</strong></p>
    <p>Explore the tools, technology, and experiences that help participants make the most of their retirement journey with EMPOWER. </p>
    <p><em>(Presented by Empower, MSRP's Contractor for Plan Administrator) </em></p>
    <ul>
    <li><strong>Tuesday, July 7 at 11am</strong></li>
    <li><strong>Tuesday, July 21 at 1pm</strong></li>
    </ul>
    <p><strong> </strong></p>
    <p><strong>Your MSRP 457(b) and 401(k) Benefits: A Smart Start To </strong><strong>Financial Security</strong></p>
    <p>Join MSRP for a comprehensive overview of the State of Maryland’s 457(b) and 401(k) Supplemental Retirement Plans, designed to help employees make the most of their available retirement benefits. Whether they are a new employee or looking to refresh their knowledge, this session will explain how these plans work, outline their key advantages, and show how they can support employees' long-term retirement goals as public sector employees.</p>
    <ul>
    <li><strong>Tuesday, July 7 at 1pm</strong></li>
    <li><strong>Monday, July 20 at 11am</strong></li>
    </ul>
    <p><strong><br></strong><strong>Your Pension, Social Security, and MSRP: Retirement Income For Life<br></strong></p>
    
    <p>Wondering how much income one needs in retirement, when to claim Social Security, and how the State Pension and MSRP savings fit together? Join MSRP  to learn how to estimate benefits from all retirement income sources and plan with confidence.  </p>
    
    <ul>
    <li><strong>Thursday, July 16 at 1pm</strong></li>
    <li><strong>Friday, July 17 at 11am</strong></li>
    </ul>
    <p><strong> </strong></p>
    
    <p><strong>Wellbeing And Medicare Essentials: Plan For A Thriving Retirement</strong></p>
    <p>Whether retirement is right around the corner or a few years away, this webinar helps employees plan holistically, so they can retire with clarity, confidence, and purpose. In this session, they will discuss Medicare essentials and how smart healthcare choices support overall wellbeing, peace of mind, and quality of life in retirement.</p>
    <p></p>
    <ul>
    <li><strong>Thursday, July 16 at 11am</strong></li>
    <li><strong>Monday, July 20 at 1pm</strong></li>
    </ul>
    
    <p></p>
    <h5>
    <a href="https://docs.google.com/forms/d/e/1FAIpQLSdsPO95lgcZeCSVbynayBojDuYEZdkhsOCqzpEeeAPBOVbc_A/viewform?usp=header" rel="nofollow external" class="bo">Register for the July 2026 MSRP Webinars.</a> All webinars are approximately 45 minutes in length.</h5>
    </div>
]]>
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<Summary>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.   Registration closes 2 hours before the start of the webinar.   Register for the July 2026 MSRP Webinars. All...</Summary>
<Website>https://mymsrp.empower-retirement.com/participant/#/sfd-login?accu=MSRP</Website>
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<PostedAt>Tue, 30 Jun 2026 12:07:26 -0400</PostedAt>
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<NewsItem contentIssues="false" id="160515" important="false" status="posted" url="https://my3.my.umbc.edu/groups/wellness/posts/160515">
<Title>MSRP: Supplemental Retirement Webinars: June 2026</Title>
<Tagline>Registration is now open!</Tagline>
<Body>
<![CDATA[
    <div class="html-content">
    <p>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.</p>
    <p><em>Registration closes 2 hours before the start of the webinar.</em></p>
    <h5>
    <a href="https://forms.gle/n6cYQSrhozXe2cPp9" rel="nofollow external" class="bo"><strong>Click here to Register</strong>.</a> All webinars are approximately 45 minutes in length.</h5>
    
    <p></p>
    <p><strong>Building Better Credit: </strong><strong>Habits that Make a Difference</strong><strong> </strong></p>
    <p>Credit impacts more than one may realize, from loan approvals and interest rates to future financial opportunities. Join MSRP for this webinar and discover how credit scores are calculated, what influences a score, and smart strategies to build and maintain healthy credit habits. </p>
    <ul>
    <li><strong>Monday, June 15 at 11am</strong></li>
    <li><strong>Thursday, June 25 at 1pm</strong></li>
    </ul>
    <p><strong> </strong></p>
    <p><strong>Getting to Know EMPOWER: Participant Technology in Action</strong></p>
    <p>Explore the tools, technology, and experiences that help participants make the most of their retirement journey with EMPOWER. </p>
    <p><em>(Presented by Empower, MSRP's Contractor for Plan Administrator) </em></p>
    <ul>
    <li><strong>Wednesday, June 17 at 1pm</strong></li>
    <li><strong>Friday, June 26 at 11am</strong></li>
    </ul>
    <p><strong> </strong></p>
    <p><strong>Your MSRP 457(b) and 401(k) Benefits: A Smart Start To </strong><strong>Financial Security</strong></p>
    <p>Join MSRP for a comprehensive overview of the State of Maryland’s 457(b) and 401(k) Supplemental Retirement Plans, designed to help employees make the most of their available retirement benefits. Whether they are a new employee or looking to refresh their knowledge, this session will explain how these plans work, outline their key advantages, and show how they can support employees' long-term retirement goals as public sector employees.</p>
    <ul>
    <li><strong>Monday, June 15 at 1pm</strong></li>
    </ul>
    <p><strong><br></strong><strong>Your Pension, Social Security, and MSRP: Retirement Income For Life<br></strong></p>
    
    <p>Wondering how much income one needs in retirement, when to claim Social Security, and how the State Pension and MSRP savings fit together? Join MSRP  to learn how to estimate benefits from all retirement income sources and plan with confidence.  </p>
    
    <ul>
    <li><strong>Thursday, June 11 at 1pm</strong></li>
    <li><strong>Thursday, June 25 at 11am</strong></li>
    </ul>
    <p><strong> </strong></p>
    
    <p><strong>Wellbeing And Medicare Essentials: Plan For A Thriving Retirement</strong></p>
    <p>Whether retirement is right around the corner or a few years away, this webinar helps employees plan holistically, so they can retire with clarity, confidence, and purpose. In this session, they will discuss Medicare essentials and how smart healthcare choices support overall wellbeing, peace of mind, and quality of life in retirement.</p>
    <p></p>
    <ul>
    <li><strong>Thursday, June 11 at 11am</strong></li>
    </ul>
    
    <p></p>
    <h5>
    <a href="https://forms.gle/n6cYQSrhozXe2cPp9" rel="nofollow external" class="bo"><strong>Click here to Register</strong>.</a> All webinars are approximately 45 minutes in length.</h5>
    </div>
]]>
</Body>
<Summary>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.   Registration closes 2 hours before the start of the webinar.   Click here to Register. All webinars are...</Summary>
<Website>https://mymsrp.empower-retirement.com/participant/#/sfd-login?accu=MSRP</Website>
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<PostedAt>Thu, 04 Jun 2026 10:17:46 -0400</PostedAt>
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<NewsItem contentIssues="false" id="157759" important="false" status="posted" url="https://my3.my.umbc.edu/groups/wellness/posts/157759">
<Title>MSRP: Supplemental Retirement Webinars: April 2026</Title>
<Tagline>Maryland State Employee Savings Awareness Month!</Tagline>
<Body>
<![CDATA[
    <div class="html-content">
    <p>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.</p>
    <p><em>Registration closes 2 hours before the start of the webinar.</em></p>
    <h5>
    <a href="https://docs.google.com/forms/d/e/1FAIpQLSfqA8HCy4Dg6hkCtkedRTWC71Zm64EfVt7EBOb4ChsUlc7a_g/viewform?usp=dialog" rel="nofollow external" class="bo"><span><strong>Click here to Register</strong></span>.</a> <span>All webinars are approximately 45 minutes in length.</span>
    </h5>
    <div><span><br></span></div>
    <div><span><p><strong>"Social Security: Fundamentals for Every Age" </strong></p>
    <ul>
    <p>Learn the basics of Social Security, including eligibility for retirement benefits, the impact of early retirement, and how spousal and survivor’s benefits work.</p>
    <p><em>Presented by the Social Security Administration</em></p>
    <li><strong>Wednesday, April 1st at 11am</strong></li>
    </ul>
    <div><strong><br></strong></div>
    <p><strong><span><span>"</span></span></strong><strong>Estate Planning and Legal Considerations</strong><strong><span><span>"</span></span></strong></p>
    <p>Learn the latest strategies to conform your estate planning to current laws and help avert costly mistakes. Learn inexpensive ways to avoid probate and the basics of Trusts.</p>
    <p></p>
    <p><em>Presented by Bress Raut Law, LLC </em></p>
    <ul><li><strong>Tuesday, April 7th at 1pm</strong></li></ul>
    <div>
    <div><strong><br></strong></div>
    <p><strong><span>"</span></strong>
    
    <strong>Your State Healthcare Benefits</strong><strong><span>"</span></strong></p>
    <p>This webinar covers key topics about State retiree health benefits, including eligibility, premium subsidies, and Medicare. </p>
    <p></p>
    <p><em>Presented by MD Dept of Budget and Management (DBM)</em></p>
    <ul><li><span><strong>Tuesday, April 14th at 1pm</strong></span></li></ul>
    <div>
    <div><strong><br></strong></div>
    <div>
    <strong>"</strong><strong>MSRP Retirement Readiness</strong><strong>"</strong>
    </div>
    <div><strong><br></strong></div>
    <div>
    <p>This webinar is designed for people who are mid to late career who want to get a grasp of where they are in their retirement planning, gain financial literacy, and learn steps for meeting their retirement goals.</p>
    <p><em>Presented by Empower </em></p>
    </div>
    <div>
    <ul><li><strong>Monday, April 20th at 1pm</strong></li></ul>
    <div><strong><br></strong></div>
    <div>
    <div>
    <strong>"</strong>
    
    <strong>Retirement Readiness: First Steps - Your Pension System Benefits</strong> <strong>"</strong>
    </div>
    <div><strong><br></strong></div>
    <div>
    <p>Learn about the survivor, disability, and retirement benefits for members of the Employees' and Teachers' Retirement and Pension Systems. Service retirement eligibility rules, vesting criteria, and ways to obtain additional qualifying service credit will be some of the topics covered.</p>
    <p></p>
    <p><em>Presented by MD State Retirement Agency</em></p>
    </div>
    <div>
    <ul><li><strong>Friday, April 24th at 9pm</strong></li></ul>
    <div><strong><br></strong></div>
    </div>
    <div>
    <div>
    <strong>"</strong><strong>Your MSRP 457(b) and 401(k) Supplemental Retirement Plans</strong><strong>"</strong>
    </div>
    <div><strong><br></strong></div>
    <div>
    <p>This webinar is designed for employees who need general knowledge and updated information about the Supplemental Retirement plans.  We cover the benefits and features of having a retirement account and how it fits into your overall retirement plan. </p>
    <p><em>Presented by Empower </em></p>
    </div>
    <div><ul><li><strong>Monday, April 27th at 11am</strong></li></ul></div>
    </div>
    </div>
    </div>
    </div>
    </div>
    <div><strong><br></strong></div>
    <div>
    <div>
    <strong>"</strong><strong>Life and Money: Smart Financial Strategies for Every Milestone</strong> <strong>"</strong>
    </div>
    <div><br></div>
    <div>
    <div>Join SECU for expert tips on smart budgeting through life’s biggest financial moments—buying a home, planning for college, supporting aging parents, and more. Gain practical strategies, resources, and banking essentials to take control of your money with confidence. </div>
    <div><br></div>
    <div><em>Presented by SECU </em></div>
    </div>
    <div><ul><li><strong>Monday, April 27th at 1pm</strong></li></ul></div>
    </div></span></div>
    <div><span><br></span></div>
    <div><span><h5>
    <a href="https://docs.google.com/forms/d/e/1FAIpQLSfqA8HCy4Dg6hkCtkedRTWC71Zm64EfVt7EBOb4ChsUlc7a_g/viewform?usp=dialog" rel="nofollow external" class="bo"><span><strong>Click here to Register</strong></span>.</a> <span>All webinars are approximately 45 minutes in length.</span>
    </h5></span></div>
    </div>
]]>
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<Summary>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.  Registration closes 2 hours before the start of the webinar.  Click here to Register. All webinars are...</Summary>
<Website>https://mymsrp.empower-retirement.com/participant/#/sfd-login?accu=MSRP</Website>
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<NewsItem contentIssues="false" id="157077" important="false" status="posted" url="https://my3.my.umbc.edu/groups/wellness/posts/157077">
<Title>MSRP: Supplemental Retirement Webinars: March 2026</Title>
<Tagline>Registration is now open!</Tagline>
<Body>
<![CDATA[
    <div class="html-content">
    <p>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.</p>
    <p><em>Registration closes 2 hours before the start of the webinar.</em></p>
    <h5>
    <a href="https://docs.google.com/forms/d/e/1FAIpQLSd8VrOiAFLyHyNs1UL99iwdOJYx_7rtZsB0VkcUb1W-6Ixr_w/viewform?usp=header" rel="nofollow external" class="bo"><span><strong>Click here to Register</strong></span>.</a> <span>All webinars are approximately 45 minutes in length.</span>
    </h5>
    <div><span><br></span></div>
    <div><span><p><strong>"Planning for Taxes in Retirement" </strong></p>
    <p>Taxes can be a very confusing and complicated part of the retirement planning process. In this webinar, MSRP will discuss how to manage the impact on taxes in retirement, the basics of how Social Security will be taxed, and what the Maryland Pension Exclusion means for employees! <strong> </strong></p>
    <p></p>
    <ul>
    <li><strong>Friday, March 13th at 1pm</strong></li>
    <li><strong>Monday, March 23rd at 11am</strong></li>
    </ul>
    <div><strong><br></strong></div>
    <p><strong><span><span>"</span></span><span><span>Getting to Know EMPOWER: Participant Technology in Action"</span></span></strong></p>
    <p>Explore the tools, technology, and experiences that help participants make the most of their retirement journey with EMPOWER. </p>
    <p>(Presented by Empower, MSRP's Contractor for Plan Administrator)</p>
    <ul>
    <li><strong>Monday, March 9th at 11am</strong></li>
    <li><strong>Monday, March 23rd at 1pm</strong></li>
    </ul>
    <div>
    <div><strong><br></strong></div>
    <p><strong><span>"</span><span>Your Pension, Social Security, and MSRP: Retirement Income For Life!"</span></strong></p>
    <p>Wondering how much income one needs in retirement, when to claim Social Security, and how State Pension and MSRP savings fit together? Join MSRP to learn how to estimate benefits from all  retirement income sources and plan with confidence.  </p>
    <ul>
    <li><span><strong>Friday, March 6th at 11am</strong></span></li>
    <li><span><strong>Friday, March 20th at 1pm</strong></span></li>
    </ul>
    <div>
    <div><strong><br></strong></div>
    <div><strong>"Your MSRP 457(b) and 401(k) Benefits: A Smart Start To Financial Security"</strong></div>
    <div><strong><br></strong></div>
    <div>Join MSRP for a comprehensive overview of the State of Maryland’s 457(b) and 401(k) Supplemental Retirement Plans, designed to help employees make the most of their available retirement benefits. Whether one is a new employee or looking to refresh their knowledge, this session will explain how these plans work, outline their key advantages, and show how they can support long-term retirement goals for public sector employees.  </div>
    <div><ul>
    <li><strong>Monday, March 9th at 1pm</strong></li>
    <li><strong>Friday, March 13th, at 11am</strong></li>
    </ul></div>
    </div>
    </div>
    <div><strong><br></strong></div>
    <div>
    <div><strong>"Wellbeing And Medicare Essentials: Plan For A Thriving Retirement"</strong></div>
    <div><br></div>
    <div>Whether retirement is right around the corner or a few years away, this webinar helps employees plan holistically, so they can retire with clarity, confidence, and purpose. In this session, MSRP will go over Medicare essentials and how smart healthcare choices support employees overall wellbeing, peace of mind, and quality of life in retirement. </div>
    <div><ul>
    <li><strong>Friday, March 6th at 1pm</strong></li>
    <li><strong>Friday, March 20th at 11am</strong></li>
    </ul></div>
    </div></span></div>
    <div><span><br></span></div>
    <div><span><h5>
    <a href="https://docs.google.com/forms/d/e/1FAIpQLSd8VrOiAFLyHyNs1UL99iwdOJYx_7rtZsB0VkcUb1W-6Ixr_w/viewform?usp=header" rel="nofollow external" class="bo"><span><strong>Click here to Register</strong></span>.</a> <span>All webinars are approximately 45 minutes in length.</span>
    </h5></span></div>
    </div>
]]>
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<Summary>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.  Registration closes 2 hours before the start of the webinar.  Click here to Register. All webinars are...</Summary>
<Website>https://mymsrp.empower-retirement.com/participant/#/sfd-login?accu=MSRP</Website>
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<NewsItem contentIssues="false" id="156087" important="false" status="posted" url="https://my3.my.umbc.edu/groups/wellness/posts/156087">
<Title>MSRP: Supplemental Retirement Webinars: February 2026</Title>
<Tagline>Registration is now open!</Tagline>
<Body>
<![CDATA[
    <div class="html-content">
    <p>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.</p>
    <h5>
    <a href="https://forms.gle/CioBGKj1GonXUKsd9" rel="nofollow external" class="bo"><span><strong>Click here to Register</strong></span>.</a> <span>All webinars are approximately 45 minutes in length.</span>
    </h5>
    <div><span><br></span></div>
    <div><span><p><strong>"Social Security: Fundamentals  For Every Age</strong><strong>" </strong></p>
    <p>Social Security isn't just a retirement issue - it's a lifelong planning topic. Learn the fundamentals of how the program works, what affects your future benefits, and how to plan smarter at every stage of life. <strong> </strong></p>
    <p></p>
    <ul>
    <li><strong>Friday, February 13th at 1pm</strong></li>
    <li><strong>Friday, February 27th at 11am</strong></li>
    </ul>
    <div><strong><br></strong></div>
    <p><strong><span> "</span></strong><span><span><strong>Getting to Know EMPOWER: Participant Technology in Action"</strong></span></span></p>
    <p>Explore the tools, technology, and experiences that help participants make the most of their retirement journey with EMPOWER. </p>
    <p>(Presented by Empower, MSRP's Contractor for Plan Administrator)</p>
    <ul>
    <li><strong>Monday, February 9th at 11am</strong></li>
    <li><strong>Friday, February 27th at 1pm</strong></li>
    </ul>
    <div>
    <div><strong><br></strong></div>
    <p><span>"</span><span><strong>Your Pension, Social Security, and MSRP: Retirement Income For Life!"</strong></span></p>
    <p>Wondering how much income one needs in retirement, when to claim Social Security, and how State Pension and MSRP savings fit together? Join MSRP to learn how to estimate benefits from all  retirement income sources and plan with confidence.  </p>
    <ul>
    <li><span><strong>Friday, February 6th at 11am</strong></span></li>
    <li><span><strong>Friday, February 20th at 1pm</strong></span></li>
    </ul>
    <div>
    <div><strong><br></strong></div>
    <div>
    <strong>"</strong><span>Your MSRP 457(b) and 401(k) Benefits: A Smart Start To </span><span>Financial Security</span><strong>"</strong>
    </div>
    <div><strong><br></strong></div>
    <div>Join MSRP for a comprehensive overview of the State of Maryland’s 457(b) and 401(k) Supplemental Retirement Plans, designed to help employees make the most of their available retirement benefits. Whether one is a new employee or looking to refresh their knowledge, this session will explain how these plans work, outline their key advantages, and show how they can support long-term retirement goals for public sector employees.  </div>
    <div><ul>
    <li><strong>Monday, February 9th at 1pm</strong></li>
    <li><strong>Friday, February 13th, at 11am</strong></li>
    </ul></div>
    </div>
    </div>
    <div><strong><br></strong></div>
    <div>
    <div><strong>"Wellbeing And Medicare Essentials: Plan For A Thriving Retirement"</strong></div>
    <div><br></div>
    <div>Whether retirement is right around the corner or a few years away, this webinar helps employees plan holistically, so they can retire with clarity, confidence, and purpose. In this session, MSRP will go over Medicare essentials and how smart healthcare choices support employees overall wellbeing, peace of mind, and quality of life in retirement. </div>
    <div><ul>
    <li><strong>Friday, February 6th at 1pm</strong></li>
    <li><strong>Friday, February 20th at 11am</strong></li>
    </ul></div>
    </div></span></div>
    <div><span><br></span></div>
    <div><span><h5>
    <a href="https://forms.gle/CioBGKj1GonXUKsd9" rel="nofollow external" class="bo"><span><strong>Click here to Register</strong></span>. </a><span>All webinars are approximately 45 minutes in length.</span>
    </h5></span></div>
    </div>
]]>
</Body>
<Summary>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.  Click here to Register. All webinars are approximately 45 minutes in length.      "Social Security:...</Summary>
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<NewsItem contentIssues="false" id="155572" important="false" status="posted" url="https://my3.my.umbc.edu/groups/wellness/posts/155572">
<Title>MSRP: Supplemental Retirement Webinars: January 2026</Title>
<Tagline>Registration is now open!</Tagline>
<Body>
<![CDATA[
    <div class="html-content">
    <p>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.</p>
    <h5>
    <a href="https://docs.google.com/forms/d/17piVC4lbbvLJ3tZyEMwHEm6i7Z6npBValPZQm4u4Cwo/preview" rel="nofollow external" class="bo"><span><strong>Click here to Register</strong></span>.</a> <span>All webinars are approximately 45 minutes in length.</span>
    </h5>
    <div><span><br></span></div>
    <div><span><p><strong><span>"Your 2026 Money Makeover: A Simple Plan To Take Control" </span></strong></p>
    <p><span>Start 2026 with a fresh approach to finances. During this webinar, learn key strategies for budgeting, saving, managing debt, and setting achievable financial goals, in order to move forward feeling organized, empowered, and prepared for the year ahead.</span></p>
    <ul>
    <li><span><strong>Friday, January 16th at 1pm</strong></span></li>
    <li><span><strong>Tuesday, January 27th at 11am</strong></span></li>
    </ul>
    <div><br></div>
    <p><strong><span> "</span></strong><span><span><strong>Getting to Know EMPOWER: Participant Technology in Action"</strong></span></span></p>
    <p>Explore the tools, technology, and experiences that help participants make the most of their retirement journey with EMPOWER. </p>
    <p>(Presented by Empower, MSRP's Contractor for Plan Administrator)</p>
    <ul>
    <li><strong>Friday, January 16th at 11am</strong></li>
    <li><strong>Tuesday, January 27th at 1pm</strong></li>
    </ul>
    <div>
    <div><strong><br></strong></div>
    <p><span>"</span><span><strong>Your Pension, Social Security, and MSRP: Retirement Income For Life!"</strong></span></p>
    <p>Wondering how much income one needs in retirement, when to claim Social Security, and how State Pension and MSRP savings fit together? Join MSRP to learn how to estimate benefits from all  retirement income sources and plan with confidence.  </p>
    <ul>
    <li><span><strong>Monday, January 12th at 1pm</strong></span></li>
    <li><span><strong>Friday, January 30th 11am</strong></span></li>
    </ul>
    <div>
    <div><strong><br></strong></div>
    <div>
    <strong>"</strong><span>Your MSRP 457(b) and 401(k) Benefits: A Smart Start To </span><span>Financial Security</span><strong>"</strong>
    </div>
    <div><strong><br></strong></div>
    <div>Join MSRP for a comprehensive overview of the State of Maryland’s 457(b) and 401(k) Supplemental Retirement Plans, designed to help employees make the most of their available retirement benefits. Whether one is a new employee or looking to refresh their knowledge, this session will explain how these plans work, outline their key advantages, and show how they can support long-term retirement goals for public sector employees.  </div>
    <div><ul>
    <li><strong>Monday, January 12th at 11am</strong></li>
    <li><strong>Friday, January 23rd at 1pm</strong></li>
    </ul></div>
    </div>
    </div>
    <div><strong><br></strong></div>
    <div>
    <div><strong>"Wellbeing And Medicare Essentials: Plan For A Thriving Retirement"</strong></div>
    <div><br></div>
    <div>Whether retirement is right around the corner or a few years away, this webinar helps employees plan holistically, so they can retire with clarity, confidence, and purpose. In this session, MSRP will go over Medicare essentials and how smart healthcare choices support employees overall wellbeing, peace of mind, and quality of life in retirement. </div>
    <div><ul>
    <li><strong>Friday, January 23rd at 11am</strong></li>
    <li><strong>Friday, January 30th at 1pm</strong></li>
    </ul></div>
    </div></span></div>
    <div><span><br></span></div>
    <div><span><h5>
    <a href="https://docs.google.com/forms/d/17piVC4lbbvLJ3tZyEMwHEm6i7Z6npBValPZQm4u4Cwo/preview" rel="nofollow external" class="bo"><span><strong>Click here to Register</strong></span>.</a> <span>All webinars are approximately 45 minutes in length.</span>
    </h5></span></div>
    </div>
]]>
</Body>
<Summary>MSRP webinars are open to all Faculty and Staff, regardless of their retirement plan.  Click here to Register. All webinars are approximately 45 minutes in length.      "Your 2026 Money Makeover:...</Summary>
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<NewsItem contentIssues="false" id="155122" important="false" status="posted" url="https://my3.my.umbc.edu/groups/wellness/posts/155122">
<Title>MSRP: Supplemental Retirement Webinars: December 2025</Title>
<Tagline>Registration is now open!</Tagline>
<Body>
<![CDATA[
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    <p>MSRP webinars are open to all Faculty and Staff. </p>
    <h5>
    <a href="https://docs.google.com/forms/d/e/1FAIpQLSegG3f4CUGKB58ZC-ZcJJlR4t2k1UYEbOfpV7jnGQyhxfUFGQ/viewform?usp=header" rel="nofollow external" class="bo"><span><strong>Click here to Register</strong></span>.</a> <span>All webinars are approximately 45 minutes in length.</span>
    </h5>
    <div><span><br></span></div>
    <div><span><p><strong>"Saving for a Purpose: </strong><strong>Strategies for Achieving Your Financial Goals"</strong></p>
    <p>Whether you're building an emergency fund, planning a dream vacation, saving for a home, or preparing for retirement, having a clear purpose behind your savings can transform your financial future. In this webinar, we'll explore practical, proven strategies to help you set meaningful financial goals and create a personalized saving plan that works. </p>
    <ul>
    <li><strong>Tuesday, December 16th at 11am</strong></li>
    <li><strong>Friday, December 19th at 1pm</strong></li>
    </ul>
    <div><br></div>
    <p><strong><span> "</span></strong><span><span><strong>Getting to Know EMPOWER: Participant Technology in Action"</strong></span></span></p>
    <p>Explore the tools, technology, and experiences that help participants make the most of their retirement journey with EMPOWER. </p>
    <p>(Presented by Empower, MSRP's Contractor for Plan Administrator)</p>
    <ul><li><strong>Thursday, December 18th at 12pm</strong></li></ul>
    <div>
    <div><strong><br></strong></div>
    <div><strong>"MSRP Basics: Building Your Financial Foundation"</strong></div>
    <div><strong><br></strong></div>
    <div>Join MSRP for a comprehensive overview designed to help employees take full advantage of the State of Maryland's Supplemental Retirement Plans. Whether they are a new employee or looking to refresh their knowledge, this webinar will cover how these plans work, their benefits, and how employees can start building a secure financial future.</div>
    <div><strong><br></strong></div>
    <div><ul><li><strong>Tuesday, December 16th at 1pm</strong></li></ul></div>
    </div>
    <div>
    <div><strong><br></strong></div>
    <p><span>"<strong>Beyond the Basics:</strong> </span><strong>MSRP Strategies for Every Age of Your Career"</strong></p>
    <p><span>As a State of Maryland employee, UMBC employees have access to exclusive savings opportunities through the Maryland Supplemental Retirement Plans. This webinar will provide an in-depth look at practical strategies to help employees maximize these benefits at every stage of their careers.</span></p>
    <ul><li><span><strong>Friday, December 19th at 11am</strong></span></li></ul>
    </div></span></div>
    <div><span><br></span></div>
    <div><span><h5>
    <a href="https://docs.google.com/forms/d/e/1FAIpQLSegG3f4CUGKB58ZC-ZcJJlR4t2k1UYEbOfpV7jnGQyhxfUFGQ/viewform?usp=header" rel="nofollow external" class="bo"><span><strong>Click here to Register</strong></span>.</a> <span>All webinars are approximately 45 minutes in length.</span>
    </h5></span></div>
    </div>
]]>
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<Summary>MSRP webinars are open to all Faculty and Staff.   Click here to Register. All webinars are approximately 45 minutes in length.      "Saving for a Purpose: Strategies for Achieving Your Financial...</Summary>
<Website>https://mymsrp.empower-retirement.com/participant/#/sfd-login?accu=MSRP</Website>
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<NewsItem contentIssues="false" id="154505" important="false" status="posted" url="https://my3.my.umbc.edu/groups/wellness/posts/154505">
<Title>MSRP: Supplemental Retirement Webinars: November 2025</Title>
<Tagline>Registration is now open!</Tagline>
<Body>
<![CDATA[
    <div class="html-content">
    <p>MSRP webinars are open to all Faculty and Staff. </p>
    <h5>
    <a href="https://docs.google.com/forms/d/e/1FAIpQLSdLeRQe1f3WI3AIhIVTc8BPkwprVaEsOViOx5T6qXLUeWOPwQ/viewform?usp=preview" rel="nofollow external" class="bo"><span><strong>Click here to Register</strong></span>.</a> <span>All webinars are approximately 45 minutes in length.</span>
    </h5>
    <div><span><br></span></div>
    <div><span><p><strong><span>"To Roth or Not to Roth" </span></strong></p>
    <p><span>Join for a clear look at the Roth decision. They will walk through real-life examples to show when choosing a Roth may help save more in the long run-and when it might not be the best fit. Learn how to evaluate your own situation and make a smart, personalized decision.</span></p>
    <ul>
    <li><span><strong>Thursday, November 13th at 1pm</strong></span></li>
    <li><span><strong>Tuesday, November 18th at 11am</strong></span></li>
    <li><span><strong>Wednesday, November 19th at 1pm</strong></span></li>
    </ul>
    <div><br></div>
    <p><strong><span> "</span></strong><span><span><strong>Getting to Know EMPOWER: Participant Technology in Action"</strong></span></span></p>
    <p>Explore the tools, technology, and experiences that help participants make the most of their retirement journey with EMPOWER. </p>
    <p>(Presented by Empower, MSRP's Contractor for Plan Administrator)</p>
    <ul>
    <li><strong>Friday, November 14th at 1pm</strong></li>
    <li><strong>Thursday, November 20th at 12pm</strong></li>
    </ul>
    <div>
    <div><strong><br></strong></div>
    <p><span>"<strong>Beyond the Basics:</strong> </span><strong>MSRP Strategies for Every Age of Your Career"</strong></p>
    <p><span>As a State of Maryland employee, UMBC employees have access to exclusive savings opportunities through the Maryland Supplemental Retirement Plans. This webinar will provide an in-depth look at practical strategies to help employees maximize these benefits at every stage of their careers.</span></p>
    <ul><li><span><strong>Tuesday, November 18th at 1pm</strong></span></li></ul>
    </div></span></div>
    <div><span><br></span></div>
    <div><span><h5>
    <a href="https://docs.google.com/forms/d/e/1FAIpQLSdLeRQe1f3WI3AIhIVTc8BPkwprVaEsOViOx5T6qXLUeWOPwQ/viewform?usp=preview" rel="nofollow external" class="bo"><span><strong>Click here to Register</strong></span>.</a> <span>All webinars are approximately 45 minutes in length.</span>
    </h5></span></div>
    <div></div>
    </div>
]]>
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<Summary>MSRP webinars are open to all Faculty and Staff.   Click here to Register. All webinars are approximately 45 minutes in length.      "To Roth or Not to Roth"   Join for a clear look at the Roth...</Summary>
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<NewsItem contentIssues="false" id="153226" important="false" status="posted" url="https://my3.my.umbc.edu/groups/wellness/posts/153226">
<Title>MSRP: Virtual Savings Symposium: October 2025 Webinars</Title>
<Tagline>Registration is now open!</Tagline>
<Body>
<![CDATA[
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    <p>MSRP webinars are open to all Faculty and Staff. </p>
    <h3>
    <a href="https://forms.gle/rLoPzUo6MXV5RiNB7" rel="nofollow external" class="bo">Click here to Register.</a> All webinars are approximately 45 minutes in length.<br><strong><br></strong>
    </h3>
    <div>
    <h3>
    <strong>October 6,</strong><strong> </strong><strong>Monday</strong>
    </h3>
    <p><strong>11:00am: A Financial Planning Tool for People with Disabilities and Their Families</strong></p>
    <p>Achieving A Better Life Experience - Maryland ABLE accounts help people with disabilities save and invest without jeopardizing federal and State means-tested benefits such as SSI and Medicaid. Learn about tax-advantaged savings and investment options, tax-free withdrawals for qualified disability expenses, the eligibility criteria, the enrollment process and online ABLE account management. Learn how families and caregivers can access an income subtraction on their Maryland State taxes for contributions made to a Maryland ABLE account. <em>(Presented by MarylandABLE)</em></p>
    <p><strong>1:00pm: An Investor's Guide to Navigating the Markets</strong></p>
    <p>Market volatility can leave investors feeling unsettled. Beyond market swings, this year has also brought uncertainty surrounding tariffs and taxes. In this presentation, we'll explore key factors driving recent market volatility, how the "One Big Beautiful Bill" may impact personal taxes, and provide historical insights on market corrections. You'll gain valuable perspective to move forward with greater confidence and stay on track toward your financial goals. <em>(Presented by Janus Henderson)</em></p>
    <p><em> </em></p>
    <h3>
    <strong>October 8,</strong><strong> </strong><strong>Wednesday</strong>
    </h3>
    <p><strong>11:00am: State Pension/Retirement Readiness First Steps</strong></p>
    <p>The Retirement Readiness First Steps webinar provides a general overview of the survivor, disability, and retirement benefits administered by Maryland State Retirement and Pension System (MSRPS) – including descriptions of service retirement eligibility rules, vesting criteria, and ways to obtain additional qualifying service credit. This presentation is designed for early career and mid-career members of the Employees' and Teachers' Retirement and Pension Systems. <em>(Presented by Maryland State Retirement and Pension System)</em></p>
    <p><strong>1:00pm Unlock Your Financial Power: A Guide to Borrowing Wisely</strong></p>
    <p>Attend this webinar and learn how unlocking the secrets to building and maintaining strong credit can be a game-changer. <em>(Presented by SECU)</em></p>
    <p><strong> </strong></p>
    <h3>
    <strong>October 14,</strong><strong> </strong><strong>Tuesday</strong><span> </span>
    </h3>
    <p><strong>11:00am: Getting to Know Empower: Participant Technology in Action</strong></p>
    <p>Explore the tools, technology, and experiences that help participants make the most of their retirement</p>
    <p>journey with Empower. <em>(Presented by Empower, MSRP's NEW Third-Party Administrator) </em>             </p>
    <p><strong>1:00pm: Social Security and the Retirement You Envision</strong></p>
    <p>This presentation provides a review of Social Security and its role in retirement planning, covering factors</p>
    <p>that impact benefits, strategies for maximizing income, and recent legislative changes. It includes case</p>
    <p>studies and practical guidance to help you make informed retirement decisions. <em>(Presented by Capital Group)                  </em></p>
    <p><strong> </strong></p>
    <p><strong> </strong></p>
    <h3>
    <strong>October 15,</strong><strong> </strong><strong>Wednesday</strong><span> </span>
    </h3>
    <p><strong>11:00am Saving for Education with the Maryland 529 College Investment Plan</strong></p>
    <p>A 529 plan is a tax-advantaged investment account specifically designed to help families save for qualified education expenses. Learn about the features and benefits of saving for college, trade school, K-12 education, and more with the Maryland College Investment Plan.<em> (Presented by Maryland 529)</em></p>
    <p><strong>1:00pm Retirement Readiness with Empower</strong></p>
    <p>Retirement means bringing together all the pieces — from Medicare and pensions to Social Security and savings. In this session, we'll explore how Empower helps participants understand their options, connect the dots, and create a clearer path toward retirement readiness. <em>(Presented by Empower, MSRP's NEW Third-Party Administrator)</em></p>
    <p><strong> </strong></p>
    <h3>
    <strong>October 20,</strong><strong> </strong><strong>Monday</strong><strong> </strong>
    </h3>
    <p><strong>11:00am Estate Planning and Legal Considerations</strong></p>
    <p>Learn the latest strategies in estate planning and help avert costly mistakes. Explore inexpensive ways to avoid probate and learn the basics of trusts.<em> (Bress Raut Law, LLC)</em></p>
    <p><strong>1:00pm Investing with Purpose</strong></p>
    <p>The Parnassus Core Equity Fund aims to identify high-quality, large-domestic companies with strong financial prospects and sustainable business practices to build wealth responsibly. This presentation provides a review of sustainable investing with a focus on stewardship.  We'll share more about the importance of engaging with companies, how it works, and some recent examples from Parnassus' team. <em>(Presented by Parnassus)</em></p>
    <p> </p>
    <h3>
    <strong>October 22,</strong><strong> </strong><strong>Wednesday</strong><span> </span>
    </h3>
    <p><strong>11:00am What You Need to Know About Your Employee &amp; Retiree State Healthcare Benefits</strong></p>
    <p>This webinar covers key topics about State employee and retiree health benefits, including eligibility, premium subsidies, and Medicare. </p>
    <p><em>(Presented by Department of Budget and Management)</em></p>
    <p><strong>1:00pm State Pension/Retirement Readiness First Steps</strong></p>
    <p>The Retirement Readiness First Steps webinar provides a general overview of the survivor, disability, and retirement benefits administered by Maryland State Retirement and Pension System (MSRPS) – including descriptions of service retirement eligibility rules, vesting criteria, and ways to obtain additional qualifying service credit. This presentation is designed for early-career and mid-career members of the Employees' and Teachers' Retirement and Pension Systems. <em>(Presented by Maryland State Retirement and Pension System)</em></p>
    <p>  </p>
    <h3>
    <strong>October 24,</strong><strong> </strong><strong>Friday</strong><strong> </strong>
    </h3>
    <p><strong>11:00am How Successful Families Approach Money</strong></p>
    <p>Learn about effective communication, defining financial visions, enhancing financial literacy, and practical tips for family financial stability. Gain insights into diverse investment styles and money discussions. <em>(Presented by T. Rowe Price)</em></p>
    <p><strong> </strong></p>
    <h3>
    <strong>October 28,</strong><strong> </strong><strong>Tuesday</strong><span> </span>
    </h3>
    <p><strong>11:00am Savings and Market Outlook 2025</strong></p>
    <p>This webinar provides a financial overview with the latest updates about economic events and trends!</p>
    <p>Learn steps to take to help you cushion the impact of inflation and other challenges, and to stay on track to meet your financial goals. <em>(Presented by State Street Global Advisors) </em>       </p>
    <p><strong>1:00pm Cybersecurity and Scams 101</strong></p>
    <p>Over $16.6 billion lost in 2024 – Americans are losing more money every year to online scams! While the internet offers access to a world of products, services, and information, it also creates opportunities for imposters, hackers, and identity thieves. In this presentation you will discover what makes people and machines vulnerable to scams and cyber attacks. You will also learn how to recognize the signs of scams, safeguard your finances, and actions to take if you suspect fraud or theft. <em>(Presented by CASH Campaign of Maryland)</em></p>
    <p> </p>
    </div>
    <h3>
    <strong><a href="https://forms.gle/rLoPzUo6MXV5RiNB7" rel="nofollow external" class="bo">Click here to Register.</a> </strong>All webinars are approximately 45 minutes in length.</h3>
    </div>
]]>
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<Summary>MSRP webinars are open to all Faculty and Staff.   Click here to Register. All webinars are approximately 45 minutes in length.     October 6, Monday  11:00am: A Financial Planning Tool for People...</Summary>
<Website>https://msrp.maryland.gov/</Website>
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