New for 2025! USM Retirement@Work portal coming soon Important changes for supplemental retirement accounts
Good news for UMBC employees! For the 2025 calendar year, you will no longer need to complete a DocuSign form to enroll in or make changes to your supplemental retirement accounts (SRA) with TIAA and/or Fidelity.

Beginning December 17, 2024, employees will have access to an online portal, USM Retirement@ Work, which will replace the current DocuSign form process. This portal will allow you to enroll and make changes in real-time to your supplemental retirement accounts with TIAA and Fidelity. 


QUIET PERIOD

While the new system is being set up, there will be a quiet period from November 13, 2024, through December 16, 2024, during which no changes can be made to any TIAA or Fidelity supplemental retirement accounts.  

IMPORTANT: employees who are going to exceed the 2024 IRS contribution limits in December must stop their contribution now, using the current DocuSign forms by November 13, 2024. Any changes made by Wednesday 11/13/2024 will take effect on the 12/06/2024 paycheck.

No new enrollments, changes, or cancellations can be made to the 12/20/2024 paycheck, due to the required quiet period in preparation for the switch to the online portal.

On December 17th, when the USM Retirement@Work portal is live, you will be able to login and make changes again to your TIAA and Fidelity accounts. Those changes will take effect on the first paycheck in the 2025 calendar year: January 3, 2025.

Please note: all existing contributions will continue for the remaining three paychecks (11/22, 12/06, and 12/20) in the 2024 calendar year. No action is required by employees for their contributions to continue at the current amount. 


WHAT’S CHANGING?

With the new USM Retirement@Work portal, you can now manage your TIAA & Fidelity supplemental retirement accounts online. You will be able to:

  • Make Contribution Changes: change your bi-weekly contribution amount and/or how your funds are spread over your accounts with your retirement vendors (TIAA and Fidelity).
  • Track Your Progress: see a snapshot of all your investments and view current and past transactions.
  • Make Informed Decisions: learn more about your retirement plans and use calculators and other tools to help plan for the type of retirement you want.

In the USM Retirement@Work portal, you can choose from 4 different plan options:

  • Pre-Tax 403b
  • ROTH 403b
  • Pre-tax 457b
  • ROTH 457b – NEW for 2025! 


WHAT’S NOT CHANGING:

  • You can still login to your TIAA or Fidelity USM accounts anytime to view your balances, allocate your funds, and designate your beneficiary.
  • Your current plan elections and deduction amounts will remain the same, unless you make a change in the portal after December 17th. 
  • Your current investment choices and fund allocations will remain the same.


MSRP/Nationwide accounts

For employees who have a supplemental account with MSRP/Nationwide, your access will still occur through the MSRP/Nationwide website. Nationwide accounts will not be affected by the new USM Retirement@Work portal.

 

Not enrolled in a supplemental retirement account yet?

You will be able to enroll in a TIAA or Fidelity account through the USM Retirement@Work portal beginning on December 17, 2024.

Employees can enroll in a MSRP/Nationwide retirement account at any time on the MSRP/Nationwide website. 


More to come!

More information will be provided before the USM Retirement@Work portal goes live on December 17th. Please stay tuned!


Questions?

Please email hrbenefits@umbc.edu or visit the HRSTM Supplemental Retirement Account website for the most up-to-date information, including the 2025 Contribution limits memo and link to the USM Retirement@Work website on December 17th when it is live. 


]]> Good news for UMBC employees! For the 2025 calendar year, you will no longer need to complete a DocuSign form to enroll in or make changes to your supplemental retirement accounts (SRA) with TIAA... https://hr.umbc.edu/benefits/retirement-information/supplemental-retirement-accounts/ Flyer https://assets4-my.umbc.edu/system/shared/attachments/5e045f7cd299fbd5f7929fe2567309f4/6a71961e/news/000/145/489/c363082c40213145cbfa5f041ef0781f/USM Retirement@Work flyer.png?1731097243 https://my3.my.umbc.edu/api/v0/pixel/news/145489/guest@my.umbc.edu/7dc4d911d14fe1e94c809a9d6d5665c4/api/pixel benefits retirement Department of Human Resources & Strategic Talent Management https://my3.my.umbc.edu/groups/hr https://assets3-my.umbc.edu/system/shared/avatars/groups/000/000/534/093fcb36a960fb0375d1705c87cdb84f/xsmall.png?1744142011 https://assets2-my.umbc.edu/system/shared/avatars/groups/000/000/534/093fcb36a960fb0375d1705c87cdb84f/original.png?1744142011 https://assets3-my.umbc.edu/system/shared/avatars/groups/000/000/534/093fcb36a960fb0375d1705c87cdb84f/xxlarge.png?1744142011 https://assets4-my.umbc.edu/system/shared/avatars/groups/000/000/534/093fcb36a960fb0375d1705c87cdb84f/xlarge.png?1744142011 https://assets4-my.umbc.edu/system/shared/avatars/groups/000/000/534/093fcb36a960fb0375d1705c87cdb84f/large.png?1744142011 https://assets4-my.umbc.edu/system/shared/avatars/groups/000/000/534/093fcb36a960fb0375d1705c87cdb84f/medium.png?1744142011 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/000/534/093fcb36a960fb0375d1705c87cdb84f/small.png?1744142011 https://assets3-my.umbc.edu/system/shared/avatars/groups/000/000/534/093fcb36a960fb0375d1705c87cdb84f/xsmall.png?1744142011 https://assets3-my.umbc.edu/system/shared/avatars/groups/000/000/534/093fcb36a960fb0375d1705c87cdb84f/xxsmall.png?1744142011 Department of Human Resources & Strategic Talent Management 0 0 false Mon, 11 Nov 2024 08:05:08 -0500 Range Day Saturday, November 16th at Associated Gun Clubs of Baltimore Hello everybody,

The club range day will be on Saturday, November 16th at AGC in Marriottsville. I will be at the range from 9:00 AM to about 2:00 PM, and people can come and go at any time in that window.

Please fill out this form so we know how many people to expect and when:
https://forms.gle/2hpAm4NzwqqtWV6b9

AGC is a members-only range but allows guests to share a lane with a member. This means we will only have one lane for everyone (we have not been able to get a second badge yet), and guests must check in with a valid photo ID at the Barnes range house (the building in front of the 100-yard range) and each pay a $15 fee.
The range is located at 11518 Marriottsville Road, though the entrance is located just after turning onto Wards Chapel Road. See here for directions from UMBC.
We will make arrangements for carpooling from UMBC and leaving around 9:30-10:00 (exact time and place subject to change depending on attendee needs - fill out the form!). Anyone bringing firearms cannot legally come to campus and will have to make other arrangements. The range is open all day, so you can come later if you want.

Most importantly, make sure to review AGC's rules. The rules are divided into 4 categories, with C4 being the most severe. Most of these rules are common sense, but make sure you know them anyway.
The orientation presentation for new members can also be found here.
Some highlights:
If you bring a firearm, bring a chamber flag to go with it for ceasefires. AGC requires an empty chamber indicator for ALL uncased firearms.
Ceasefires are called at every half-hour. During which all firearms must be unloaded and everyone must step back from the firing line until the Range Safety Officer verifies the range is safe. No touching guns - not even to pack up.
Only one person will be allowed up to the firing line at a time (in addition to the badge holder), so it may be a good idea to come later in the day if you're not willing to wait around for a while.

Finally, remember to bring eye and ear protection and dress appropriately for the weather.

Thanks, we hope to see you there!
]]> Hello everybody, The club range day will be on Saturday, November 16th at AGC in Marriottsville. I will be at the range from 9:00 AM to about 2:00 PM, and people can come and go at any time in... https://my3.my.umbc.edu/api/v0/pixel/news/145458/guest@my.umbc.edu/bff9b2c64fbd587e907e801af06fc1f4/api/pixel Rifle and Pistol Club https://my3.my.umbc.edu/groups/rifleandpistolclub https://assets1-my.umbc.edu/system/shared/avatars/groups/000/000/604/16e62507eba0d973dc7aa14aa3aa41ab/xsmall.png?1366745718 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/000/604/16e62507eba0d973dc7aa14aa3aa41ab/original.jpg?1366745718 https://assets4-my.umbc.edu/system/shared/avatars/groups/000/000/604/16e62507eba0d973dc7aa14aa3aa41ab/xxlarge.png?1366745718 https://assets4-my.umbc.edu/system/shared/avatars/groups/000/000/604/16e62507eba0d973dc7aa14aa3aa41ab/xlarge.png?1366745718 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/000/604/16e62507eba0d973dc7aa14aa3aa41ab/large.png?1366745718 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/000/604/16e62507eba0d973dc7aa14aa3aa41ab/medium.png?1366745718 https://assets2-my.umbc.edu/system/shared/avatars/groups/000/000/604/16e62507eba0d973dc7aa14aa3aa41ab/small.png?1366745718 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/000/604/16e62507eba0d973dc7aa14aa3aa41ab/xsmall.png?1366745718 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/000/604/16e62507eba0d973dc7aa14aa3aa41ab/xxsmall.png?1366745718 Rifle and Pistol Club (Firearm Safety and Education) 2 0 true Mon, 11 Nov 2024 06:31:17 -0500 Thu, 21 Nov 2024 15:29:35 -0500 Town Hall Re-Schedule The town hall scheduled for tomorrow at noon has been rescheduled to Monday November 18th. For those planning to attend please take this opportunity to go to the By My Side: Documentary Short and Panel Discussion at the Administration Building Room 101. We hope to see you then!
]]> The town hall scheduled for tomorrow at noon has been rescheduled to Monday November 18th. For those planning to attend please take this opportunity to go to the By My Side: Documentary Short and... https://my3.my.umbc.edu/api/v0/pixel/news/145505/guest@my.umbc.edu/af1cd3a3001dbbf1a2774659734ae385/api/pixel Student Service Members, Veterans & Families https://my3.my.umbc.edu/groups/ssmvf https://assets3-my.umbc.edu/system/shared/avatars/groups/000/002/071/0559109a26611411de7acdb477d63f10/xsmall.png?1714064148 https://assets3-my.umbc.edu/system/shared/avatars/groups/000/002/071/0559109a26611411de7acdb477d63f10/original.png?1714064148 https://assets3-my.umbc.edu/system/shared/avatars/groups/000/002/071/0559109a26611411de7acdb477d63f10/xxlarge.png?1714064148 https://assets3-my.umbc.edu/system/shared/avatars/groups/000/002/071/0559109a26611411de7acdb477d63f10/xlarge.png?1714064148 https://assets3-my.umbc.edu/system/shared/avatars/groups/000/002/071/0559109a26611411de7acdb477d63f10/large.png?1714064148 https://assets4-my.umbc.edu/system/shared/avatars/groups/000/002/071/0559109a26611411de7acdb477d63f10/medium.png?1714064148 https://assets4-my.umbc.edu/system/shared/avatars/groups/000/002/071/0559109a26611411de7acdb477d63f10/small.png?1714064148 https://assets3-my.umbc.edu/system/shared/avatars/groups/000/002/071/0559109a26611411de7acdb477d63f10/xsmall.png?1714064148 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/002/071/0559109a26611411de7acdb477d63f10/xxsmall.png?1714064148 Student Service Members, Veterans & Families 0 0 true Mon, 11 Nov 2024 00:43:57 -0500 Meeting 11/11/24 Change in plans! Hello everyone!

For this weeks meeting, our original plan was to discuss internship opportunities and have a career day of sorts. However, in light of recent events, myself and the other officers have decided to instead discuss the cultural impacts of last weeks presidential election. Most importantly, we want to give everyone a safe space to share your thoughts and feelings about what has taken place. We know many of us have strong feelings about the results, so we want to provide community for anyone who needs it.

Monday, November 11th, we will be meeting 12-1pm in Public Policy room 203.

We hope to have an additional meeting next Monday the 18th to make up for our change in plans. I will send out information for that soon.

Please message me at bdemouy1@umbc.edu if you have any questions!

]]> Hello everyone! For this weeks meeting, our original plan was to discuss internship opportunities and have a career day of sorts. However, in light of recent events, myself and the other... https://my3.my.umbc.edu/api/v0/pixel/news/145504/guest@my.umbc.edu/c1fb3be638d75242479e6cab1da01430/api/pixel Anthropology Club https://my3.my.umbc.edu/groups/anthropologyclub https://assets4-my.umbc.edu/system/shared/avatars/groups/000/001/556/d91942b1e6dd95baed4560c0c6d8071b/xsmall.png?1569891627 https://assets3-my.umbc.edu/system/shared/avatars/groups/000/001/556/d91942b1e6dd95baed4560c0c6d8071b/original.jpg?1569891627 https://assets4-my.umbc.edu/system/shared/avatars/groups/000/001/556/d91942b1e6dd95baed4560c0c6d8071b/xxlarge.png?1569891627 https://assets4-my.umbc.edu/system/shared/avatars/groups/000/001/556/d91942b1e6dd95baed4560c0c6d8071b/xlarge.png?1569891627 https://assets3-my.umbc.edu/system/shared/avatars/groups/000/001/556/d91942b1e6dd95baed4560c0c6d8071b/large.png?1569891627 https://assets2-my.umbc.edu/system/shared/avatars/groups/000/001/556/d91942b1e6dd95baed4560c0c6d8071b/medium.png?1569891627 https://assets3-my.umbc.edu/system/shared/avatars/groups/000/001/556/d91942b1e6dd95baed4560c0c6d8071b/small.png?1569891627 https://assets4-my.umbc.edu/system/shared/avatars/groups/000/001/556/d91942b1e6dd95baed4560c0c6d8071b/xsmall.png?1569891627 https://assets4-my.umbc.edu/system/shared/avatars/groups/000/001/556/d91942b1e6dd95baed4560c0c6d8071b/xxsmall.png?1569891627 Anthropology Club 2 0 true Sun, 10 Nov 2024 20:35:24 -0500 Talk: Machine Learning for Earth System Prediction and Predictability, 11/13 11-12pm Wed., Nov. 13, in-person in Physics 401 at UMBC Professor Maria Janeth Molina from the University of Maryland talk on Machine learning for Earth System Prediction and Predictability, 11-12pm on Wednesday, November 13 in Physics 401 at UMBC.

Machine learning can be used for Earth system prediction, or to study the uppermost limit of prediction skill theoretically achievable given the system's initial state or other factors, otherwise known as predictability. In traditional numerical weather prediction frameworks, we solve the governing partial differential equations starting from an initial state. This initialized prediction framework usually involves three stages: 1) generating the initial conditions of the Earth system, 2) running the mathematical representation of the system on a computer forward in time, and 3) analyzing the output and converting it into a format that is useful for end users.

Machine learning can be used to improve each of these individual stages or to circumvent the three-stage framework altogether, and examples of each will be given in this seminar. More time during the seminar will be dedicated to the challenges surrounding subseasonal prediction, which focuses on lead times of three to four weeks, and how we can use machine learning to both uncover potential biases in our initialized prediction systems and how we can bias-correct them.

UMBC Center for AI ]]> Professor Maria Janeth Molina from the University of Maryland talk on Machine learning for Earth System Prediction and Predictability, 11-12pm on Wednesday, November 13 in Physics 401 at UMBC.... https://my3.my.umbc.edu/groups/physics/events/135831 https://my3.my.umbc.edu/api/v0/pixel/news/145495/guest@my.umbc.edu/921a20b65685c572ea214ac4a9b9534e/api/pixel ai machine-learning physics UMBC AI https://my3.my.umbc.edu/groups/umbc-ai https://assets4-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/xsmall.png?1691095779 https://assets2-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/original.png?1691095779 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/xxlarge.png?1691095779 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/xlarge.png?1691095779 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/large.png?1691095779 https://assets3-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/medium.png?1691095779 https://assets3-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/small.png?1691095779 https://assets4-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/xsmall.png?1691095779 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/xxsmall.png?1691095779 UMBC Pysics Department https://assets1-my.umbc.edu/system/shared/thumbnails/news/000/145/495/ccde36a651c8bc3d468a312a5f3cc62c/xxlarge.jpg?1731204215 https://assets4-my.umbc.edu/system/shared/thumbnails/news/000/145/495/ccde36a651c8bc3d468a312a5f3cc62c/xlarge.jpg?1731204215 https://assets1-my.umbc.edu/system/shared/thumbnails/news/000/145/495/ccde36a651c8bc3d468a312a5f3cc62c/large.jpg?1731204215 https://assets2-my.umbc.edu/system/shared/thumbnails/news/000/145/495/ccde36a651c8bc3d468a312a5f3cc62c/medium.jpg?1731204215 https://assets2-my.umbc.edu/system/shared/thumbnails/news/000/145/495/ccde36a651c8bc3d468a312a5f3cc62c/small.jpg?1731204215 https://assets3-my.umbc.edu/system/shared/thumbnails/news/000/145/495/ccde36a651c8bc3d468a312a5f3cc62c/xsmall.jpg?1731204215 https://assets4-my.umbc.edu/system/shared/thumbnails/news/000/145/495/ccde36a651c8bc3d468a312a5f3cc62c/xxsmall.jpg?1731204215 0 0 true Sun, 10 Nov 2024 19:32:49 -0500 Sun, 10 Nov 2024 19:37:57 -0500 UMBC.AI Google Calendar Goggle Calendar users can add it to their personal calendar

We have started a Google Calendar for AI-related events at or associated with UMBC.  See this page for an example.

If you use Google Calendar, you can add this AI.UMBC.EDU calendar to your personal calendar to have it also also show AI-related events. Once you have linked it to your Google Calendar, it is easy to turn the AI event notifications off or on. 

To add the AI.UMBC.EDU calendar to your Google Calendar, click this link and follow the directions. If you have an event to suggest adding to the AI Calendar, email information about it to umbc-ai@cs.umbc.edu.

UMBC Center for AI ]]> We have started a Google Calendar for AI-related events at or associated with UMBC.  See this page for an example. If you use Google Calendar, you can add this AI.UMBC.EDU calendar to your... https://ai.umbc.edu/cal2/ https://my3.my.umbc.edu/api/v0/pixel/news/145502/guest@my.umbc.edu/db566ffd2917a3281dd41468fc7cda0d/api/pixel ai calendar events umbc UMBC AI https://my3.my.umbc.edu/groups/umbc-ai https://assets4-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/xsmall.png?1691095779 https://assets2-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/original.png?1691095779 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/xxlarge.png?1691095779 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/xlarge.png?1691095779 https://assets1-my.umbc.edu/system/shared/avatars/groups/000/002/081/cfb27ebe008c2636486089a759ea5c36/large.png?1691095779 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https://assets3-my.umbc.edu/system/shared/thumbnails/news/000/145/502/ee1818493b4ca601e268f0b79407d819/medium.jpg?1731272556 https://assets2-my.umbc.edu/system/shared/thumbnails/news/000/145/502/ee1818493b4ca601e268f0b79407d819/small.jpg?1731272556 https://assets2-my.umbc.edu/system/shared/thumbnails/news/000/145/502/ee1818493b4ca601e268f0b79407d819/xsmall.jpg?1731272556 https://assets3-my.umbc.edu/system/shared/thumbnails/news/000/145/502/ee1818493b4ca601e268f0b79407d819/xxsmall.jpg?1731272556 0 0 true Sun, 10 Nov 2024 16:11:09 -0500 https://my3.my.umbc.edu/api/v0/pixel/news/145501/guest@my.umbc.edu/55a503d72c887b5f97c391cdf7f1ab04/api/pixel Classifieds https://my3.my.umbc.edu/groups/classifieds https://assets4-my.umbc.edu/system/shared/avatars/groups/000/001/081/27816fed47150f6fda5f96e75013749f/xsmall.png?1434550723 https://assets2-my.umbc.edu/system/shared/avatars/groups/000/001/081/27816fed47150f6fda5f96e75013749f/original.png?1434550723 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Name:Paul Panozzo

Pronouns: He/Him

Semester of Internship:Summer 2024

Major: Individualized Study

Current Class Level:Senior

This semester I completed a(n):Internship

Internship, Co-op, or Research Site (Company/Organization Name):Baltimore Gas & Electric Co

Location of the Organization (City, State): Baltimore, Maryland

Title of Position:Quality Control Intern

Tell us about your internship, co-op, or research opportunity, including your day-to-day responsibilities:
In my department, I helped ensure that the workers in the field were performing their tasks as reported, safely and responsibly. This involved going out into the field with my department and observing people in action. Additionally, I was assigned several projects to work on within and outside of my department. All interns were grouped to coordinate on a project, culminating in a slideshow presentation detailing our experience and ideas. The company also organized numerous events to help us network with other branches.

Describe the process of obtaining your position. When did you hear of the position and submit your application?
I heard about this position from a family friend. I visited the company's website, where I found several internship postings and applied for all of them. I submitted my application approximately a week later, on October 20th of last year.

What resources did you use to find your current experience?
Family friend

What have you enjoyed the most about your position and organization?
I enjoyed meeting everyone in my department and seeing how genuinely passionate they were about their work.

How do you believe you have made an impact through your work?
I helped expedite the completion of several office tasks and assisted BGE in finding vendors for their annual Safety Expo.

What advice would you give to another student who is seeking an internship or similar experience?
I believe that anyone applying for a position at this company should confidently showcase their skills and make their capabilities known.

Please provide a short reflection or quote about what you liked most about your position / earning internship credit / working with the Career Center.
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