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<Title>UNICEF GBM #3 (3/4/2020)</Title>
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    <div class="html-content">Come join us at our 3rd GBM this Wednesday (3/4/2020) during free hour (12-1pm) at M&amp;P 105!!!! We will be talking about upcoming events, fundraisers, and many more!! We hope to see you all there (:</div>
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<Summary>Come join us at our 3rd GBM this Wednesday (3/4/2020) during free hour (12-1pm) at M&amp;P 105!!!! We will be talking about upcoming events, fundraisers, and many more!! We hope to see you all...</Summary>
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<PostedAt>Tue, 03 Mar 2020 10:30:57 -0500</PostedAt>
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<NewsItem contentIssues="false" id="90935" important="true" status="posted" url="https://my3.my.umbc.edu/posts/90935">
<Title>ECON 410 Topics in Financial Economics, Summer Session II</Title>
<Tagline>Interested but do not have the ECON 374 prereq?</Tagline>
<Body>
<![CDATA[
    <div class="html-content">
    <div><br></div>
    <div>If you have completed ECON 312 with "B or better" and have an overall GPA of "3.0 or higher" a prereq override can be requested. Do this asap as the course will likely be full in the next few weeks. </div>
    <div><br></div>
    <div>Contact Professor Lamdin &lt;<a href="mailto:lamdin@umbc.edu">lamdin@umbc.edu</a>&gt; </div>
    <div><br></div>
    <div>For more information the course syllabus from 2019 can be sent on request.</div>
    </div>
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<Summary>If you have completed ECON 312 with "B or better" and have an overall GPA of "3.0 or higher" a prereq override can be requested. Do this asap as the course will likely be full in the next few...</Summary>
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<NewsItem contentIssues="true" id="90934" important="false" status="posted" url="https://my3.my.umbc.edu/posts/90934">
<Title>The Conversation: Predicting the coronavirus outbreak</Title>
<Tagline>How AI connects the dots to warn about disease threats</Tagline>
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<![CDATA[
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    <em><em><em><a href="https://magazine.umbc.edu/predicting-the-coronavirus-outbreak-how-ai-connects-the-dots-to-warn-about-disease-threats/" rel="nofollow external" class="bo">UMBC Magazine</a> | </em></em><span><a href="https://magazine.umbc.edu/author/jimdoran/" rel="nofollow external" class="bo">Editor</a></span><em><em><span> | <a href="March%203,%202020" rel="nofollow external" class="bo">March 3, 2020</a></span></em></em><span><br></span><br>This story was written by Vandana Janeja, professor and interim chair of information systems, and first appeared in </em><em><a href="https://theconversation.com/predicting-the-coronavirus-outbreak-how-ai-connects-the-dots-to-warn-about-disease-threats-130772" rel="nofollow external" class="bo">The Conversation</a> <br></em><div>
    <h4><br></h4>
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            <h4>
              <strong>
                Predicting the coronavirus outbreak: How AI connects the dots to warn about disease threats
              </strong>
            </h4>
          </div>
        </div>
        March 3, 2020 7.07am EST
       
    
          </div>
        </div>
    <br><p>Canadian artificial intelligence firm <a href="https://bluedot.global/" rel="nofollow external" class="bo">BlueDot</a> has been in the news in recent weeks for <a href="https://www.wired.com/story/ai-epidemiologist-wuhan-public-health-warnings/" rel="nofollow external" class="bo">warning about the new coronavirus</a>
     days ahead of the official alerts from the Centers for Disease Control 
    and Prevention and the World Health Organization. The company was able 
    to do this by tapping different sources of information beyond official 
    statistics about the number of cases reported. </p>
    
    <p>BlueDot’s AI algorithm, a type of computer program that improves as 
    it processes more data, brings together news stories in dozens of 
    languages, reports from plant and animal disease tracking networks and 
    airline ticketing data. The result is an algorithm that’s better at 
    simulating disease spread than algorithms that rely on public health 
    data – better enough to be able to predict outbreaks. The company uses 
    the technology to predict and track infectious diseases for its 
    government and private sector customers.</p>
    
    <p>Traditional epidemiology tracks where and when people contract a 
    disease to identify the source of the outbreak and which populations are
     most at risk. AI systems like BlueDot’s model how diseases spread in 
    populations, which makes it possible to predict where outbreaks will 
    occur and forecast how far and fast diseases will spread. So while the 
    CDC and laboratories around the world race to find cures for the <a href="https://www.cdc.gov/coronavirus/2019-ncov/index.html" rel="nofollow external" class="bo">novel coronavirus</a>,
     researchers are using AI to try to predict where the disease will go 
    next and how much of an impact it might have. Both play a key role in 
    facing the disease.</p>
    
    <p>However, AI is not a silver bullet. The accuracy of AI systems is 
    highly dependent on the amount and quality of the data they learn from. 
    And how AI systems are designed and trained can raise ethical issues, 
    which can be particularly troublesome when the technologies affect large
     swathes of a population about something as vital as public health.</p>
    
    <h2>It’s all about the data</h2>
    
    <p>Traditional disease outbreak analysis looks at the location of an 
    outbreak, the number of disease cases and the period of time – the 
    where, what and when – to forecast the <a href="https://www.satscan.org/" rel="nofollow external" class="bo">likelihood of the disease spreading</a> in a short amount of time.</p>
    
    
                <img alt="" src="https://images.theconversation.com/files/317673/original/file-20200227-24664-1pghcse.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" style="max-width: 100%; height: auto;">
                
                  <span>AI systems look at multiple types of data, like flights in and out of Wuhan Tianhe Airport, to predict disease outbreaks.</span>
                  <span><a href="https://commons.wikimedia.org/wiki/File:Tianhe_Airport_Terminal_3_(04).jpg" rel="nofollow external" class="bo">Painjet/Wikimedia Commons</a>, <a href="http://creativecommons.org/licenses/by-sa/4.0/" rel="nofollow external" class="bo">CC BY-SA</a></span>
                
              
    
    <p><br>More recent efforts using AI and data science have expanded the what 
    to include many different data sources, which makes it possible to make 
    predictions about outbreaks. With the advent of Facebook, Twitter and 
    other social and micro media sites, more and more data can be associated
     with a location and mined for knowledge about an event like an 
    outbreak. The data can include medical worker forum discussions about 
    unusual respiratory cases and social media posts about being out sick.</p>
    
    <p>Much of this data is highly unstructured, meaning that computers 
    can’t easily understand it. The unstructured data can be in the form of 
    news stories, flight maps, messages on social media, check ins from 
    individuals, video and images. On the other hand, structured data, such 
    as numbers of reported cases by location, is more tabulated and 
    generally doesn’t need as much preprocessing for computers to be able to
     interpret it.</p>
    
    <p>Newer techniques such as <a href="https://www.forbes.com/sites/bernardmarr/2018/10/01/what-is-deep-learning-ai-a-simple-guide-with-8-practical-examples/#6fdaf1338d4b" rel="nofollow external" class="bo">deep learning</a>
     can help make sense of unstructured data. These algorithms run on 
    artificial neural networks, which consist of thousands of small 
    interconnected processors, much like the neurons in the brain. The 
    processors are arranged in layers, and data is evaluated at each layer 
    and either discarded or passed onto the next layer. By cycling data 
    through the layers in a feedback loop, a deep learning algorithm learns 
    how to, for example, identify cats in YouTube videos.</p>
    
    <p>Researchers teach deep learning algorithms to understand unstructured
     data by training them to recognize the components of particular types 
    of items. For example, researchers can teach an algorithm to recognize a
     cup by training it with images of several types of handles and rims. 
    That way it can recognize multiple types of cups, not just cups that 
    have a particular set of characteristics.</p>
    
    <p>Any AI model is only as good as the data used to train it. Too little data and the <a href="https://www.statnews.com/2020/01/30/limited-data-may-skew-assumptions-severity-coronavirus-outbreak/" rel="nofollow external" class="bo">results these disease-tracking models deliver can be skewed</a>.
     Similarly, data quality is critical. It can be particularly challenging
     to control the quality of unstructured data, including crowd-sourced 
    data. This requires researchers to carefully filter the data before 
    feeding it to their models. This is perhaps one reason some researchers,
     including <a href="https://www.wired.com/story/ai-epidemiologist-wuhan-public-health-warnings/" rel="nofollow external" class="bo">those at BlueDot</a>, choose not to use social media data.</p>
    
    <p>One way to assess data quality is by verifying the results of the AI models. Researchers need to <a href="https://expectexceptional.economist.com/managing-pandemics-with-data.html" rel="nofollow external" class="bo">check the output of their models</a>
     against what unfolds in the real world, a process called ground 
    truthing. Inaccurate predictions in public health, especially with false
     positives, can lead to mass hysteria about the spread of a disease. </p>
    
    <h2>AI for the common good</h2>
    
    <p>AI holds great promise for identifying where and how fast diseases 
    are spreading. Increasingly, data scientists are using these techniques 
    to <a href="https://dx.doi.org/10.3390%2Fijerph15081596" rel="nofollow external" class="bo">predict the spread of diseases</a>. Similarly, researchers are using these techniques to <a href="https://doi.org/10.1038/nature02541" rel="nofollow external" class="bo">model how people move around within cities</a>, potentially spreading pathogens as they go. </p>
    
    
                <img alt="" src="https://images.theconversation.com/files/317852/original/file-20200228-24651-rof5ke.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" style="max-width: 100%; height: auto;">
                
                  <span>AI isn’t likely to replace epidemiologists and virologists anytime soon.</span>
                  <span><a href="https://www.shutterstock.com/image-photo/medical-virology-research-scientist-works-hazmat-691541104" rel="nofollow external" class="bo">Gorodenkoff/Shutterstock.com</a></span>
                
              
    
    <p><br>However, AI doesn’t eliminate the need for epidemiologists and 
    virologists who are fighting the spread on the front lines. For example,
     BlueDot uses epidemiologists to confirm its algorithm’s results. AI is a
     tool to provide more advanced and more accurate warnings that can 
    enable a rapid response to an outbreak. The key is bringing AI’s <a href="https://dx.doi.org/10.1186%2Fs12889-019-7966-8" rel="nofollow external" class="bo">forecasting</a> and <a href="https://www.hhs.gov/cto/projects/the-epidemic-prediction-initiative/index.html" rel="nofollow external" class="bo">prediction</a> prowess to public health officials to improve their ability to respond to outbreaks.</p>
    
    <p>Even if all else was perfect and AI were a technological silver 
    bullet, the AI field would still face ethical challenges. We have to be 
    more vigilant against phenomena like <a href="https://www.citylab.com/equity/2018/08/arkansas-medicaid-work-requirements-online-reporting/567589/" rel="nofollow external" class="bo">digital redlining</a>,
     the computerized version of the practice of denying resources to 
    marginalized populations, that can creep into AI outcomes. Entire 
    regions or demographics could be sidelined, for example, from access to 
    health care if the data used to train an AI system failed to include 
    them. </p>
    
    <p>In the case of AI models collating social media data, digital 
    redlining can exclude entire populations with limited internet access. 
    These populations might not be posting to social media or otherwise 
    creating the digital fingerprints many AI models rely on. This could 
    lead AI systems to make flawed recommendations about where resources are
     needed.</p>
    
    <p>While researchers are continuously creating new AI algorithms, some 
    of the foundational issues like understanding what’s going on inside the
     models, minimizing false positives and identifying and avoiding ethical
     issues are not well understood and require more research.</p>
    
    <p>AI is a powerful tool for predicting and forecasting disease spread. 
    However, it’s not likely to completely replace the tried-and-true 
    combination of statistics and epidemiology first used when <a href="https://www.theguardian.com/science/sifting-the-evidence/2013/mar/15/john-snow-epidemiology-today-cholera" rel="nofollow external" class="bo">John Snow tracked down and removed the handle</a> from the pump of a cholera-ridden water supply in 1854 London.</p>
    </div>
    <div><div>
    <div>
    <a href="https://news.umbc.edu/author/dwinnick/" rel="nofollow external" class="bo"><br></a><p><span><a href="https://theconversation.com/profiles/vandana-janeja-951833" rel="nofollow external" class="bo">Vandana Janeja</a>, </span>Professor of Interim Chair of Information Systems, <em><a href="https://theconversation.com/institutions/university-of-maryland-baltimore-county-1667" rel="nofollow external" class="bo">University of Maryland, Baltimore County</a></em></p>
    This article is republished from <a href="http://theconversation.com" rel="nofollow external" class="bo">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/predicting-the-coronavirus-outbreak-how-ai-connects-the-dots-to-warn-about-disease-threats-130772" rel="nofollow external" class="bo"><span>original article</span></a>.<span><span><a href="https://news.umbc.edu/author/dwinnick/" rel="nofollow external" class="bo"><br></a></span></span>
    </div>
    <span><span><a href="https://news.umbc.edu/author/dwinnick/" rel="nofollow external" class="bo"></a></span></span><br><span></span><div>
    <a href="https://news.umbc.edu/author/csdd/" rel="nofollow external" class="bo">###</a><div><ul>
    <li><span>For additional UMBC Science and Technology stories, visit the <a href="https://news.umbc.edu/category/science-technology/" rel="nofollow external" class="bo">UMBC News site</a>.</span></li>
    <li><span>For additional stories about the UMBC community, visit the <a href="https://magazine.umbc.edu/" rel="nofollow external" class="bo"><span>UMBC Magazine site</span></a>.</span></li>
    <li><span><span><span>For additional COEIT stories, visit the <a href="https://coeit.umbc.edu/" rel="nofollow external" class="bo">COEIT site</a>.</span></span></span></li>
    <li>For additional COEIT Research Highlights, including Publications Spotlights, visit the <a href="https://coeit.umbc.edu/research-highlights/" rel="nofollow external" class="bo">COEIT Research pages</a> on the COEIT Dean's Office site.</li>
    </ul></div>
    </div>
    </div></div>
    </div>
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<Summary>UMBC Magazine | Editor | March 3, 2020  This story was written by Vandana Janeja, professor and interim chair of information systems, and first appeared in The Conversation...</Summary>
<Website>https://magazine.umbc.edu/predicting-the-coronavirus-outbreak-how-ai-connects-the-dots-to-warn-about-disease-threats/</Website>
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<Sponsor>College of Engineering and Information Technology</Sponsor>
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<NewsItem contentIssues="true" id="90821" important="false" status="posted" url="https://my3.my.umbc.edu/posts/90821">
<Title>Spring 2020 Fulbright Information Sessions</Title>
<Tagline>Study, research or teach overseas in 2021-22!</Tagline>
<Body>
<![CDATA[
    <div class="html-content">
    <p><span>You've likely heard that 13 of your UMBC were recipients of the Fulbright U.S. Student award to teach English, earn a Master's degree or conduct research overseas during the 2019-20 academic year. This year we have 27 semi-finalist waiting to hear whether they will continue <a href="https://news.umbc.edu/umbc-is-named-a-fulbright-top-producing-institution/" rel="nofollow external" class="bo">UMBC's legacy as a Top Fulbright Producer</a>. </span></p>
    <p><span>Come to one of the information session throughout April and May to learn how you can be part of next year's competition. </span>Dr. Brian Souders, UMBC's Fulbright Program Advisor, will explain the ins and outs of the <a href="us.fulbrightonline.org" rel="nofollow external" class="bo">Fulbright U.S. Student Program</a>, tips on deciding which Fulbright program can work best for you, and advice on making your application as competitive as possible. </p>
    <p>Please click on one of the links below to reserve your spot at one of these information sessions. </p>
    <p>*Until further notice, all information sessions will be held via Webex. Information about the link will be sent to attendees prior to the webinar*</p>
    <p><a href="http://https://my3.my.umbc.edu/groups/fulbright/events/83214" rel="nofollow external" class="bo">Saturday, May 2, 12:00 pm</a></p>
    <p><a href="https://umbc.co1.qualtrics.com/jfe/form/SV_0UhV7cOrFIwoC3j" rel="nofollow external" class="bo">Wednesday, May 6, 5:00 pm</a></p>
    <p><a href="https://my3.my.umbc.edu/groups/fulbright/events/83021" rel="nofollow external" class="bo">Friday, May 8, 12:00 pm</a></p>
    <p><a href="https://my3.my.umbc.edu/groups/fulbright/events/83215" rel="nofollow external" class="bo">Saturday, May 9, 12:00 pm</a></p>
    <p><a href="https://my3.my.umbc.edu/groups/fulbright/events/83382" rel="nofollow external" class="bo">Wednesday, May 13, 1:00 pm</a></p>
    <p><a href="https://my3.my.umbc.edu/groups/fulbright/events/83383" rel="nofollow external" class="bo">Friday, May 15, 12:00 pm</a></p>
    <p></p>
    <p>Please feel free to e-mail Dr. Souders with your initial questions at &lt;<a href="mailto:fulbright@umbc.edu">fulbright@umbc.edu</a>&gt;.</p>
    </div>
]]>
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<Summary>You've likely heard that 13 of your UMBC were recipients of the Fulbright U.S. Student award to teach English, earn a Master's degree or conduct research overseas during the 2019-20 academic year....</Summary>
<Website>https://fulbright.umbc.edu</Website>
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<NewsItem contentIssues="false" id="105994" important="false" status="posted" url="https://my3.my.umbc.edu/posts/105994">
<Title>Predicting the coronavirus outbreak: How AI connects the dots to warn about disease threats</Title>
<Body>
<![CDATA[
    <div class="html-content">AI holds great promise for identifying where and how fast diseases are spreading, writes Vandana Janeja, Professor of Information Systems.</div>
]]>
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<Summary>AI holds great promise for identifying where and how fast diseases are spreading, writes Vandana Janeja, Professor of Information Systems.</Summary>
<Website>https://magazine.umbc.edu/predicting-the-coronavirus-outbreak-how-ai-connects-the-dots-to-warn-about-disease-threats/</Website>
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<NewsItem contentIssues="true" id="90933" important="false" status="posted" url="https://my3.my.umbc.edu/posts/90933">
<Title>Developing Financial Savviness</Title>
<Tagline>Why it&#8217;s Important and What you can do NOW to start!</Tagline>
<Body>
<![CDATA[
    <div class="html-content"><div>
    <p><span>We get it: the financial struggle is </span><span>REAL</span><span> at times! Taking out student loans, paying bills, managing expenses and saving money all require strategic planning and decision making. Developing financial</span><span>savviness</span><span> takes knowledge, and often time, but starting now, as a student, can have a life-long impact!</span></p>
    <p><span>With that in mind, we interviewed Hannah </span><span><span>Sadollah</span></span><span>, the Programs Specialist for </span><span><span>Financial</span></span><span><span><strong>Smarts</strong></span></span><span> @ UMBC (which </span><span>she’ll</span><span> talk about in her interview) to shed some light on this important topic.</span><span> </span></p>
    <p><span><strong>Extra Credit:</strong></span><span> </span><span>Why do you think it is important for college students to build up their "financial savviness” right now?</span><span> </span></p>
    <p><span><strong>Hannah:</strong></span><span><span> </span></span><span>Education is an investment in yourself! College is an experience and an investment, so make sure you get a high return on investment (ROI) or benefit relative to the cost. Your college experience can still be amazing while you become more financially </span><span>savvy</span><span>! There are ways to make lasting memories while still saving money for the future and saving money </span><span><strong>now</strong></span><span> can have a serious impact on your future!</span></p>
    <p><span>College can be stressful, between balancing classwork, extracurricular activities and having a social life it’s easy to get overwhelmed and stressed out when throwing personal finances into the mix. Becoming financially savvy can help reduce this stress! For example, hanging out with friends doesn’t always have to break the bank! The UMBC Student Events Board (seb) hosts multiple events every week like; Karaoke Nights, Yoga sessions, or Glow Dodgeball! Another example is Financial</span><span>Smarts</span><span> @ UMBC which hosts events during Money Smart Week (April 6th-11th) where students will be entered to win $25 Campus Cash just by attending the event! These are great ways to hang out with friends, meet new people, and save or even win money! Try following groups like Financial</span><span>Smarts</span><span> on social media to learn more about all their </span><span>free</span><span> events.</span></p>
    <p><span><strong>Extra Credit:</strong></span><span><span> </span></span><span>What is one financial topic you recommend college students learn more about?</span><span> </span></p>
    <p><span><strong>Hannah:</strong></span><span><span> </span></span><span>Managing money</span><span>, specifically savings</span><span>.</span><span> As a current student unexpected cost</span><span>s</span><span> come up all the time! Whether </span><span>it’s</span><span> an extra book that you need for class or replacing a missing campus ID</span><span>,</span><span> it’s important to be able to prepare yourself for unexpected or emergency expenses. </span><span> </span></p>
    <p><span>In January </span><span>2019</span><span> Forbes reported that 78% of U.S. workers are living paycheck to paycheck. This means that these individuals are using most or all of their monthly income on their monthly expenses with no money left over or in savings. </span><span>Don’t</span><span> be part of the statistic! Consider the 50/30/20 model when creating a budget. Plan to spend 50% of your monthly income on fixed costs like; </span><span>rent,</span><span> groceries or transportation. 30% of flex costs like; </span><span>Eating</span><span> out</span><span> or going to concerts. </span><span>And then</span><span> allocate 20% of your monthly income to savings. This model makes saving and money management seem like an attainable goal and helps you create a plan to achieve it!</span></p>
    <p><span><span><a href="https://www.forbes.com/sites/zackfriedman/2019/01/11/live-paycheck-to-paycheck-government-shutdown/#4cdcadf14f10" rel="nofollow external" class="bo">https://www.forbes.com/sites/zackfriedman/2019/01/11/live-paycheck-to-paycheck-government-shutdown/#4cdcadf14f10</a></span></span><span> </span></p>
    <p><span><strong>Extra Credit:</strong></span><span><span> </span></span><span>What is UMBC </span><span><span>Financial</span></span><span><span>Smarts</span></span><span> and what has been the biggest way </span><span>you've</span><span> seen undergraduate students utilize it?</span></p>
    <p><span><strong>Hannah:</strong></span><span><span> </span></span><span><span>Financial</span></span><span><span>Smarts</span></span><span> @ UMBC provides students with the tools necessary to make informed and effective decisions about your finances. Managing money is an important part of your daily life and we encourage students to be well versed in </span><span>this</span><span> important life skill that many find challenging. We have a</span><span>range of programs available to all students! The biggest way UMBC students engage with our content is by enrolling in the </span><span><span>Financial</span></span><span><span><strong>Smarts</strong></span></span><span><span> </span></span><span><span>CashCourse</span></span><span>! This is a free, self-paced, open enrollment blackboard course that allows students to learn about concepts like budgeting, saving, banking, as well as talking to them about the working world! </span><span>Student can find more information about how to enroll in the course on our website at </span><a href="https://financialsmarts.umbc.edu/programs/cashcourse/" rel="nofollow external" class="bo"><span><span>https://financialsmarts.umbc.edu/programs/cashcourse/</span></span></a><span> </span></p>
    <p><span>In addition to the </span><span><span>CashCourse</span></span><span> we encourage students to attend one of our </span><span><strong>many</strong></span><span> events during </span><span><strong>Money Smart Week</strong></span><span>, April 6</span><span><span>th</span></span><span>-11</span><span><span>th</span></span><span>. All of our events are fun and engaging and by attending certain events student </span><span>will be entered</span><span> into a drawing </span><span>to </span><span><span>win</span></span><span><span> $25 Campus Cash! </span></span><span>To learn more about these events and Money Smarts Week please visit the </span><span><span>Financial</span></span><span><span><strong>Smarts</strong></span></span><span><span> </span></span><span><span>myUMBC</span></span><span> page!</span><a href="https://my3.my.umbc.edu/groups/financialsmarts/events" rel="nofollow external" class="bo"><span><span>https://my3.my.umbc.edu/groups/financialsmarts/events</span></span></a><span> </span></p>
    <p><span><strong>Extra Credit:</strong></span><span><span> </span></span><span>What would you say to a student who is struggling with budgeting their money?</span></p>
    <p><strong><span>Hannah:</span><span><span> </span></span></strong><span>Don’t</span><span> give up, nobody’s </span><span>perfect and we all struggle sometimes! If </span><span>you’re</span><span> struggling to stick to your budget, try revisiting it and see what areas you might need to tweak to make it more realistic. If you primarily pay with card</span><span>s</span><span><span> </span></span><span>or</span><span> digital payment methods try taking out cash</span><span> (</span><span>while being mindful of </span><span>non-network </span><span>ATM fees</span><span>). This is a helpful way to stop spending once </span><span>you’re</span><span> out of money. There are also budgeting applications that help users track their spending like the Mint App!</span></p>
    <p><span>If </span><span>you’re</span><span> still feeling overwhelmed, we encourage students to sign up for our </span><span><span>CashCoach</span></span><span> program which will begin its next cohort in Fall 2020! Visit our website to sign up today!</span><span><span><a href="https://financialsmarts.umbc.edu/programs/mybudgetcoach/" rel="nofollow external" class="bo">https://financialsmarts.umbc.edu/programs/mybudgetcoach/</a></span></span></p>
    <p><strong><span>Extra Credit:</span><span><span> </span></span></strong><span>What is your best piece of financial advice?</span></p>
    <p><span><strong>Hannah:</strong></span><span><span> </span></span><span>Keep learning and asking questions! No one person has all the answers so </span><span>there’s</span><span> always more to explore and learn about Financial Literacy. You will go through various season</span><span>s</span><span> of your life where you will need a different set of financial skills so </span><span>it’s</span><span> important to seek out trustworthy guidance and leverage the </span><span>resources</span><span> that are available to you </span><span><strong>now</strong></span><span> for<strong> </strong></span><span><strong>free</strong></span><span> as a student!</span><span> </span></p>
    </div></div>
]]>
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<Summary>We get it: the financial struggle is REAL at times! Taking out student loans, paying bills, managing expenses and saving money all require strategic planning and decision making. Developing...</Summary>
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<NewsItem contentIssues="true" id="119943" important="false" status="posted" url="https://my3.my.umbc.edu/posts/119943">
<Title>UMBC Alumnae Racing to Develop Coronavirus Vaccine&#160;</Title>
<Body>
<![CDATA[
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    <img width="150" height="150" src="https://umbc.edu/wp-content/uploads/2020/03/kizzmekia_corbett_sm-150x150.jpg" alt="" style="max-width: 100%; height: auto;"><p><strong>Kizzmekia Corbett </strong><span>’08, M16, biological sciences, says it feels like she’s “living in a constant adrenaline rush.” Maybe that’s because she and her team at the Vaccine Research Center at the National Institute of Allergy and Infectious Diseases have been working around the clock for weeks. They’re racing to develop a vaccine for the coronavirus faster than it can race across the globe.</span></p>
    <p><span>“To be living in this moment where I have the opportunity to work on something that has imminent global importance…it’s just a surreal moment for me,” Corbett says.</span></p>
    <p><span>Despite it feeling surreal, the advances Corbett and her team are making are very real, and they’re setting records. “We are making better progress than I could have ever hoped for,” she says. After three months of studies in test tubes and in animals, the vaccine her team developed is about to enter a phase I clinical trial, a crucial hurdle on the way to FDA approval.</span></p>
    <p></p>
    <div class="embed-container"><iframe src="https://www.youtube.com/embed/cFyXEJWqdCc" frameborder="0" webkitallowfullscreen="webkitAllowFullScreen" mozallowfullscreen="mozallowfullscreen" allowfullscreen="allowFullScreen">[Video]</iframe></div>
    <h2>“Focus, focus, focus”</h2>
    <p><span>Corbett says her experience as a Meyerhoff Scholar at UMBC helped prepare her and another core team member, post-baccalaureate researcher </span><strong>Olubukola</strong> <strong>Abiona</strong><span> ‘17, M25, biochemistry and molecular biology, for a moment like this. “Discipline is one of the biggest things that Meyerhoff taught us,” Corbett says. “And it matters—a lot—in these instances of being pulled in multiple directions and really trying to understand what the priorities are.”</span></p>
    <p><span>Corbett, who came to UMBC from North Carolina, and Abiona, who attended Eleanor Roosevelt High School in Prince George’s County, also draw on UMBC President Freeman Hrabowski’s consistent exhortation to “Focus, focus, focus,” Corbett says. “The UMBC connection and the training we received there, for both of us, has been instrumental in how we are operating right now,” she adds.</span></p>
    <blockquote>
    <p>Kizzmekia Corbett, Ph.D. ’08, M16 (<a href="https://twitter.com/UMBCBiology?ref_src=twsrc%5Etfw" rel="nofollow external" class="bo">@UMBCBiology</a>) talks about her work at <a href="https://twitter.com/NIH?ref_src=twsrc%5Etfw" rel="nofollow external" class="bo">@NIH</a> to develop a <a href="https://twitter.com/hashtag/coronavirus?src=hash&amp;ref_src=twsrc%5Etfw" rel="nofollow external" class="bo">#coronavirus</a> vaccine. <a href="https://t.co/LMt4xEHe1U" rel="nofollow external" class="bo">https://t.co/LMt4xEHe1U</a></p>
    <p>— UMBC (@UMBC) <a href="https://twitter.com/UMBC/status/1231955087074791424?ref_src=twsrc%5Etfw" rel="nofollow external" class="bo">February 24, 2020</a></p>
    </blockquote>
    <p></p>
    <p><span>A couple of years ago, Corbett and Abiona were the only members of their team. It’s since grown, but their relationship remains special. “Essentially we started out being the team alone, and as a result, there is this level of trust and understanding that we have with each other,” Corbett says. “It’s extremely rewarding to watch someone exponentially grow into a scientist in the course of a few years,” Corbett reflects. “I think next to getting data, mentoring young scientists is the most exciting and rewarding part of what I do here.”</span></p>
    <p><span>As an African American woman in STEM, Corbett says she has also experienced people thinking she’s only there because of diversity initiatives. “That’s been a cloud around my movement in science,” she shares. So, she says, “showing up, particularly in a moment like this, and setting a standard about what people from different backgrounds can contribute” is just as important as mentoring the next generation of scientists. </span></p>
    <p><span>“Hopefully we will open people’s eyes to the credibility of people who look like us as real scientists.”</span></p>
    <a href="/wp-content/uploads/2020/03/Photo-Jan-29-7-20-19-AM.jpg" rel="nofollow external" class="bo"><img src="/wp-content/uploads/2020/03/Photo-Jan-29-7-20-19-AM-1024x1019.jpg" alt="" width="834" height="830" style="max-width: 100%; height: auto;"></a>Corbett, Abiona, and team at NIH.
    <h2>Setting the standard</h2>
    <p><span>While that message is always in the back of their minds, right now, Corbett and Abiona are deeply focused on the work at hand. “For me, I’m very interested in looking ahead to the kinds of data we’ll get from human trials,” Corbett says. “Yes, we have tons of data that will support this vaccine being a fruitful one and a protective one, but it’s always just a hypothesis until we get some real human data.”</span></p>
    <p><em><a href="https://www.nytimes.com/2020/01/28/health/coronavirus-vaccine.html?searchResultPosition=1" rel="nofollow external" class="bo"><span>Read about Corbett and Abiona’s work in the </span></a></em><a href="https://www.nytimes.com/2020/01/28/health/coronavirus-vaccine.html?searchResultPosition=1" rel="nofollow external" class="bo"><span>New York Times</span></a><em><a href="https://www.nytimes.com/2020/01/28/health/coronavirus-vaccine.html?searchResultPosition=1" rel="nofollow external" class="bo"><span>.</span></a></em></p>
    <p><span>If the phase I trials are successful, that will be a huge step toward an FDA-approved vaccine for the coronavirus—and also set a new benchmark for future disease outbreaks. </span></p>
    <p><span>“I’m really excited about fulfilling this proof-of-concept for pandemic preparedness, where we can literally go from receiving the genetic sequence of a virus all the way through to a vaccine clinical trial in less than three months,” Corbett says. “I think that’s somewhat of an unprecedented standard to set, and I’m looking forward to helping to standardize it. I hope that it will get even shorter.”</span></p>
    <p> </p>
    </div>
]]>
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<Summary>Kizzmekia Corbett ’08, M16, biological sciences, says it feels like she’s “living in a constant adrenaline rush.” Maybe that’s because she and her team at the Vaccine Research Center at the...</Summary>
<Website>https://umbc.edu/stories/umbc-alumnae-racing-to-develop-coronavirus-vaccine/</Website>
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<NewsItem contentIssues="false" id="90932" important="false" status="posted" url="https://my3.my.umbc.edu/posts/90932">
<Title>The Personal Statement: Recap of February 26th's Meeting</Title>
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<![CDATA[
    <div class="html-content"><span><div>
    <div>On February 26th's meeting, Pre-Med Society's President Faith Kemp gave a comprehensive presentation on writing a personal statement for medical school applications. She mentioned:</div>
    <div>• the personal statement is a self reflection on why you believe you are qualified to be a doctor</div>
    <div>• It is one of the most important factors to get invited for an interview, outside of your stats (MCAT score and GPA)</div>
    <div>• MD/PhD applicants must write two more essays in addition to their personal statement</div>
    <div>• start early - create a file of possible points in the personal statement</div>
    <div>• Prior to sitting down to write the statement: think about who you are, what you've accomplished, and what you really care about</div>
    <div>• important tips for the statement: have a theme, consider why you are writing the statement and what it is ultimately supposed to accomplish, the best way to tell your story</div>
    <div>• start by listing your most important experiences, and select one that demonstrates a relevant personal trait that would make you a good doctor</div>
    <div>• write a draft based on this experience</div>
    <div>• leave the draft for a while, then go back to proofread it</div>
    <div>• ask others for suggestions, and let them help you edit</div>
    <div>• some things to avoid in the statement include: lie/embellish, victimize yourself, be controversial, use weird structure</div>
    <div>• things to do: answer the prompt, sound like yourself, be professional</div>
    <div>• for MD/PhD, work with your mentors to precisely capture your research experience for your research experience essay</div>
    <div>• provided a list of helpful questions and prompts for the essays, as well as links to sample personal statements</div>
    <div><br></div>
    <div>
    <div>The presentation can be found here: <a href="https://docs.google.com/presentation/d/1phtrxXkXTKxisXzVZxx6sMvygKyTSDnl29EulGaR-YA/edit?usp=sharing" rel="nofollow external" class="bo">https://docs.google.com/presentation/d/1phtrxXkXTKxisXzVZxx6sMvygKyTSDnl29EulGaR-YA/edit?usp=sharing</a>
    </div>
    <div>For any questions please contact Faith Kemp at <a href="mailto:fkemp1@umbc.edu" rel="nofollow external" class="bo">fkemp1@umbc.edu</a>
    </div>
    </div>
    </div></span></div>
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<Summary>On February 26th's meeting, Pre-Med Society's President Faith Kemp gave a comprehensive presentation on writing a personal statement for medical school applications. She mentioned:  • the personal...</Summary>
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<NewsItem contentIssues="false" id="105995" important="false" status="posted" url="https://my3.my.umbc.edu/posts/105995">
<Title>UMBC Alumnae Racing to Develop Coronavirus Vaccine&#160;</Title>
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<![CDATA[
    <div class="html-content">After three months of studies, the vaccine her team developed is about to enter a phase I clinical trial, a crucial hurdle on the way to FDA approval.</div>
]]>
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<Summary>After three months of studies, the vaccine her team developed is about to enter a phase I clinical trial, a crucial hurdle on the way to FDA approval.</Summary>
<Website>https://magazine.umbc.edu/umbc-alumnae-racing-to-develop-coronavirus-vaccine/</Website>
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<NewsItem contentIssues="false" id="90921" important="false" status="posted" url="https://my3.my.umbc.edu/posts/90921">
<Title>Storage cabinets</Title>
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<![CDATA[
    <div class="html-content">My closet clean out process is finally complete and I'm posting the last five items.  We have one black, rubbermaid cabinet (36" by 72") and four grey, metal cabinets (36" by 42").  Campus departments should contact me at <a href="mailto:twells@umbc.edu">twells@umbc.edu</a> if you are interested.   They are currently in Sherman Hall 465.  Pictures attached.  Thanks!<div><br></div>
    <div><br></div>
    </div>
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<Summary>My closet clean out process is finally complete and I'm posting the last five items.  We have one black, rubbermaid cabinet (36" by 72") and four grey, metal cabinets (36" by 42").  Campus...</Summary>
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<PostedAt>Mon, 02 Mar 2020 17:16:36 -0500</PostedAt>
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