The Maryland Higher Education Commission (MHEC) encourages you to apply for the Student
Loan Debt Relief Tax Credit, a benefit that helps state employees reduce their student loan debt.
The application period is now open for the 2025 tax year.
APPLICATION PERIOD
- Opens: July 1, 2025
- Closes: September 15, 2025
Completing the brief application could result in a significant tax credit, helping you paying down
your existing student loan balances. Many Maryland state employees have received the credit,
and many have received the maximum credit of $5,000.
ELIGIBILITY REQUIREMENTS
- Must be a Maryland resident for the 2025 tax year.
- Must file Maryland state income taxes for the 2025 tax year.
- Must have incurred at least $20,000 in undergraduate and/or graduate student loan debt.
- Must have a minimum of $5,000 in outstanding student loan debt at the time of application.
- Recipients of the tax credit must demonstrate that the entire amount awarded was directly applied to eligible student loan payments.
TO APPLY
Visit the MHEC website: Student Loan Debt Relief Tax Credit Application.
Don’t miss out on this opportunity to significantly reduce your student loan debt.