Since our initial communication the USM MetLife website is now online. There are several updates we would like to share to assist eligible employees with navigating the new website:
Employee ID/username: Your Employee ID/username is your W#. This is the common identifier for all USM employees. You may find your W# here. We have given that feedback to the USM and to GIS (the new administrator of the USM MetLife website).
PIN/Password: Your PIN/password is the last four digits of your W# + your birth year. For example, if your W# is W1234567 and your birth year is 1950, then your PIN/Password would be 45671950.
Current Coverage: Coverage for all employees who were enrolled with UNUM Group Life and/or LTD, automatically rolled over to the new USM MetLife plan. No additional action is required if no changes will be made. However, we encourage current enrollees to log in to the USM MetLife website to review beneficiary and dependent information (if applicable).
New Enrollees: Eligible employees (Regular Faculty/Staff and Contingent II employees) seeking new enrollment in the USM MetLife insurance plan will be required to complete the health questions, regardless of the level of coverage requested.
State vs USM MetLife: The USM MetLife offered to regular faculty and staff and contingent II employees is a post-tax plan. In addition, the USM MetLife plan offers a higher amount of life insurance coverage to enrollees (Optional Life coverage is available in $10,000 increments up to the lessor of 6x salary or $750,000).
USM MetLife LTD: The USM MetLife Long Term Disability (LTD) plan allows for enrollment for either a 90-day elimination period, or a 365-day elimination period. For the period of 4/1 – 4/30/2021, you can enroll in the 365-day elimination period LTD option without having to answer any health questions.
As a reminder, the enrollment period ends 4/30/2021. Please contact hrbenefits@umbc.edu with any questions regarding the USM MetLife enrollment period.